AEON Financial Service CoAEOJF 69 PEG Ratio is 2.20 as of Jul. 05, 2026, which is 12% above its 10-year median of 1.97. GuruFocus rates AEOJF with a GF Score™ of 69/100 and a GF Value™ of $9.28. The stock has 2 warning signs investors should review. Among 233 Credit Services companies, AEON Financial Service Co ranks worse than 77.68% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for AEON Financial Service Co's PEG Ratio or its related term are showing as below:
AEOJF'
s PEG Ratio Range Over the Past 10 Years
Min: 0.98 Med: 1.97 Max: 4.03
Current: 2.59
During the past 13 years, AEON Financial Service Co's highest PEG Ratio was 4.03. The lowest was 0.98. And the median was 1.97.
AEOJF's PEG Ratio is ranked worse than 77.68% of 233
companies
in the Credit Services industry
Industry Median: 0.9
vs AEOJF: 2.59
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
AEON Financial Service Co (OTCPK:AEOJF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
AEON Financial Service Co PEG Ratio Related Terms
AEON Financial Service Co PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, AEON Financial Service Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AEON Financial Service Co PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AEON Financial Service Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where AEON Financial Service Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
AEON Financial Service Co (AEOJF) has a PEG Ratio of 2.20 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on AEON Financial Service Co and its competitors. This is 12% above median its historical median of 1.97. Over the past decade, AEON Financial Service Co's PEG Ratio has ranged from 0.98 to 4.03. According to the industry distribution chart, AEON Financial Service Co ranks #181 out of 233 companies in the Credit Services industry, placing it in the top 77.7%.
Is AEON Financial Service Co's PEG Ratio too high?
AEON Financial Service Co's current PEG Ratio of 2.20 is 12% above median its 10-year median of 1.97. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 4.03. The Credit Services industry median PEG Ratio is 0.90. AEON Financial Service Co's value of 2.20 is 144.4% above this industry median. Based on the distribution chart, AEON Financial Service Co ranks #181 out of 233 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, AEON Financial Service Co has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does AEON Financial Service Co's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, AEON Financial Service Co ranks #181 out of 233 companies for PEG Ratio. This places AEON Financial Service Co in the lower half of its industry. The industry median PEG Ratio is 0.90. AEON Financial Service Co's value of 2.20 is 144.4% above this benchmark. Historically, AEON Financial Service Co's own PEG Ratio has ranged from 0.98 to 4.03 over the past decade. While the company's 10-year median is 1.97 vs. the industry median of 0.90, AEON Financial Service Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.90, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AEON Financial Service Co's current PEG Ratio of 2.20 is 144.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on AEON Financial Service Co and its competitors. For the Credit Services industry, the median PEG Ratio is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AEON Financial Service Co's current PEG Ratio is 2.20, which is 12% above median its own 10-year median of 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Financial Service Co stock overvalued right now?
AEON Financial Service Co (AEOJF) has a current PEG Ratio of 2.20. The stock's GF Value™ is $9.28, compared to a current price of $8.57 — trading 7.7% below its estimated fair value. The current PEG Ratio is 2.20, which is 12% above median its 10-year median of 1.97 and 144.4% above the Credit Services industry median of 0.90. AEON Financial Service Co's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For AEON Financial Service Co (AEOJF), the current PEG Ratio is 2.20 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Financial Service Co (AEOJF) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued.
The current stock price of $8.57 is trading 7.7% below its estimated GF Value™ of $9.28.
Key valuation signals for AEOJF:
PEG Ratio: 2.20 (12% above median its 10-year median of 1.97)
GF Value™: $9.28 vs. price of $8.57 (7.7% below fair value)
Industry Position: 144.4% above the Credit Services median (#181 of 233)
No single metric tells the full story. See the AEOJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
69GF Score
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