AEOJF (AEON Financial Service Co) Margin of Safety % (DCF FCF Based): 97.60% (As of Jun. 26, 2026)


AEOJF AEON Financial Service Co Ltd AEOJF
72 GF Score
Price $8.57
GF Value $9.36
! 2 Warning Signs
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What is AEON Financial Service Co Margin of Safety % (DCF FCF Based)?

AEON Financial Service Co AEOJF 72 Margin of Safety % (DCF FCF Based) is 97.60% as of Jun. 26, 2026. GuruFocus rates AEOJF with a GF Score™ of 72/100 and a GF Value™ of $9.36. The stock has 2 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), AEON Financial Service Co's Predictability Rank is 4-Stars. AEON Financial Service Co's intrinsic value calculated from the Discounted FCF model is $13.19 and current share price is $8.57. Consequently,

AEON Financial Service Co's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 97.60%.

AEOJF vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, AEON Financial Service Co's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AEON Financial Service Co Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, AEON Financial Service Co's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where AEON Financial Service Co's Margin of Safety % (DCF FCF Based) falls into.


AEOJF
72GF Score
AEON Financial Service Co Ltd AEOJF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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AEON Financial Service Co Margin of Safety % (DCF FCF Based) Calculation

AEON Financial Service Co's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(357.47-8.57)/357.47
=97.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 97.60% mean?
AEON Financial Service Co (AEOJF) has a Margin of Safety % (DCF FCF Based) of 97.60% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on AEON Financial Service Co.
Is AEON Financial Service Co's Margin of Safety % (DCF FCF Based) too high?
AEON Financial Service Co's current Margin of Safety % (DCF FCF Based) is 97.60%. Overall, AEON Financial Service Co has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does AEON Financial Service Co's Margin of Safety % (DCF FCF Based) compare to V and MA?
AEON Financial Service Co's Margin of Safety % (DCF FCF Based) of 97.60% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Credit Services company?
A good Margin of Safety % (DCF FCF Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on AEON Financial Service Co. AEON Financial Service Co's current Margin of Safety % (DCF FCF Based) is 97.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Financial Service Co stock overvalued right now?
AEON Financial Service Co (AEOJF) has a current Margin of Safety % (DCF FCF Based) of 97.60%. The stock's GF Value™ is $9.36, compared to a current price of $8.57 — trading 8.4% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 97.60%. AEON Financial Service Co's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For AEON Financial Service Co (AEOJF), the current Margin of Safety % (DCF FCF Based) is 97.60% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AEON Financial Service Co (AEOJF) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued. The current stock price of $8.57 is trading 8.4% below its estimated GF Value™ of $9.36.

Key valuation signals for AEOJF:

  • Margin of Safety % (DCF FCF Based): 97.60%
  • GF Value™: $9.36 vs. price of $8.57 (8.4% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the AEOJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AEON Financial Service Co Business Description

Other Exchanges 8570:Japan
Address 1-1 Kanda Nishikicho, Chiyoda-ku, Tokyo, JPN
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
72GF Score

Get the complete analysis for AEOJF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.57
Price
$9.36
GF Value