AEON Financial Service CoAEOJF 70 Dividend Payout Ratio is 0.89 as of Feb. 2026, which is 134% above its 10-year median of 0.38. GuruFocus rates AEOJF with a GF Score™ of 70/100 and a GF Value™ of $9.49. The stock has 2 warning signs investors should review. Among 194 Credit Services companies, AEON Financial Service Co ranks worse than 57.22% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. AEON Financial Service Co's Dividend Payout Ratio for the
months ended in Feb. 2026 was 0.89.
The historical rank and industry rank for AEON Financial Service Co's Dividend Payout Ratio or its related term are showing as below:
During the past 13 years, the highest Dividend Payout Ratio of AEON Financial Service Co was 0.51. The lowest was 0.27. And the median was 0.38.
AEOJF's Dividend Payout Ratio is not ranked *
in the Credit Services industry.
Industry Median: 0.32 * Ranked among companies with meaningful Dividend Payout Ratio only.
During the past 13 years, the highest Trailing Annual Dividend Yield of AEON Financial Service Co was 6.75%. The lowest was 0.00%. And the median was 3.45%.
During the past 3 years, the average Dividends Per Share Growth Rate was 4.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 4.10% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was -3.20% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of AEON Financial Service Co was 38.70% per year. The lowest was -29.60% per year. And the median was 4.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
AEON Financial Service Co (OTCPK:AEOJF) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
AEON Financial Service Co Dividend Payout Ratio Related Terms
AEON Financial Service Co Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Financial Service Co Dividend Payout Ratio Chart
AEOJF vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, AEON Financial Service Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AEON Financial Service Co Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AEON Financial Service Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where AEON Financial Service Co's Dividend Payout Ratio falls into.
AEON Financial Service Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
AEON Financial Service Co's Dividend Payout Ratio for the fiscal year that ended in Feb. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Financial Service Co (AEOJF) has a Dividend Payout Ratio of 0.89 as of Feb. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AEON Financial Service Co and its competitors. This is 134% above median its historical median of 0.38. Over the past decade, AEON Financial Service Co's Dividend Payout Ratio has ranged from 0.27 to 0.51. According to the industry distribution chart, AEON Financial Service Co ranks #111 out of 194 companies in the Credit Services industry, placing it in the top 57.2%.
Is AEON Financial Service Co's Dividend Payout Ratio too high?
AEON Financial Service Co's current Dividend Payout Ratio of 0.89 is 134% above median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.51. The Credit Services industry median Dividend Payout Ratio is 0.32. AEON Financial Service Co's value of 0.89 is 178.1% above this industry median. Based on the distribution chart, AEON Financial Service Co ranks #111 out of 194 companies in the Credit Services industry, which is below the industry midpoint. Overall, AEON Financial Service Co has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does AEON Financial Service Co's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, AEON Financial Service Co ranks #111 out of 194 companies for Dividend Payout Ratio. This places AEON Financial Service Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. AEON Financial Service Co's value of 0.89 is 178.1% above this benchmark. Historically, AEON Financial Service Co's own Dividend Payout Ratio has ranged from 0.27 to 0.51 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 0.32, AEON Financial Service Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AEON Financial Service Co's current Dividend Payout Ratio of 0.89 is 178.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AEON Financial Service Co and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AEON Financial Service Co's current Dividend Payout Ratio is 0.89, which is 134% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Financial Service Co stock overvalued right now?
AEON Financial Service Co (AEOJF) has a current Dividend Payout Ratio of 0.89. The stock's GF Value™ is $9.49, compared to a current price of $8.57 — trading 9.7% below its estimated fair value. The current Dividend Payout Ratio is 0.89, which is 134% above median its 10-year median of 0.38 and 178.1% above the Credit Services industry median of 0.32. AEON Financial Service Co's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For AEON Financial Service Co (AEOJF), the current Dividend Payout Ratio is 0.89 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Financial Service Co (AEOJF) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued.
The current stock price of $8.57 is trading 9.7% below its estimated GF Value™ of $9.49.
Key valuation signals for AEOJF:
Dividend Payout Ratio: 0.89 (134% above median its 10-year median of 0.38)
GF Value™: $9.49 vs. price of $8.57 (9.7% below fair value)
Industry Position: 178.1% above the Credit Services median (#111 of 194)
No single metric tells the full story. See the AEOJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
70GF Score
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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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