Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for AEON Financial Service Co's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, AEON Financial Service Co's highest Yield on Cost was 8.25. The lowest was 0.93. And the median was 4.24.
AEOJF's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.505 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
AEON Financial Service Co (OTCPK:AEOJF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
AEON Financial Service Co 5-Year Yield-on-Cost % Related Terms
AEOJF vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, AEON Financial Service Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AEON Financial Service Co 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AEON Financial Service Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where AEON Financial Service Co's 5-Year Yield-on-Cost % falls into.
AEON Financial Service Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
AEON Financial Service Co (AEOJF) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on AEON Financial Service Co and its competitors. Over the past decade, AEON Financial Service Co's 5-Year Yield-on-Cost % has ranged from 0.93 to 8.25. According to the industry distribution chart, AEON Financial Service Co ranks #115 out of 212 companies in the Credit Services industry, placing it in the top 54.2%.
Is AEON Financial Service Co's 5-Year Yield-on-Cost % too high?
AEON Financial Service Co's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 8.25. Based on the distribution chart, AEON Financial Service Co ranks #115 out of 212 companies in the Credit Services industry, which is below the industry midpoint. Overall, AEON Financial Service Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does AEON Financial Service Co's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, AEON Financial Service Co ranks #115 out of 212 companies for 5-Year Yield-on-Cost %. This places AEON Financial Service Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.51. Historically, AEON Financial Service Co's own 5-Year Yield-on-Cost % has ranged from 0.93 to 8.25 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.51, based on 212 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on AEON Financial Service Co and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AEON Financial Service Co's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Financial Service Co stock overvalued right now?
AEON Financial Service Co (AEOJF) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $9.11, compared to a current price of $8.57 — trading 5.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. AEON Financial Service Co's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For AEON Financial Service Co (AEOJF), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Financial Service Co (AEOJF) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Financial Service Co stock appears to be undervalued.
The current stock price of $8.57 is trading 5.9% below its estimated GF Value™ of $9.11.
Key valuation signals for AEOJF:
5-Year Yield-on-Cost %: 0.00
GF Value™: $9.11 vs. price of $8.57 (5.9% below fair value)
No single metric tells the full story. See the AEOJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Financial Service Co Ltd is a comprehensive financial group consisting of a bank holding company and its subsidiaries, which grew out of Aeon Group's retail operations. It currently operates a network of hundreds of sales bases throughout Asia, particularly in Japan, China, Thailand, and Malaysia. The bank provides various financial services, payment services, housing loans, deposits, installment sales, and overseas services to customers through points of sale closely linked to community lifestyles. These include shopping centers and retail malls, convenience stores, and specialty stores, among others. Net fee and commission income is the company's main source of net revenue.
67GF Score
Get the complete analysis for AEOJF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AEOJF has been successfully added to your 
