AGO (Assured Guaranty) E10: $7.46 (As of Mar. 2026)


AGO Assured Guaranty Ltd AGO
69 GF Score
Price $79.77
GF Value $94.77
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Assured Guaranty E10?

Assured Guaranty AGO +3.34% 69 E10 is $7.46 as of Mar. 2026. GuruFocus rates AGO with a GF Score™ of 69/100 and a GF Value™ of $94.77 (Modestly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Assured Guaranty's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.910. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $7.46 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Assured Guaranty's average E10 Growth Rate was 3.30% per year. During the past 3 years, the average E10 Growth Rate was 5.70% per year. During the past 5 years, the average E10 Growth Rate was 7.20% per year. During the past 10 years, the average E10 Growth Rate was 10.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Assured Guaranty was 26.60% per year. The lowest was 5.70% per year. And the median was 10.20% per year.

As of today (2026-06-27), Assured Guaranty's current stock price is $79.77. Assured Guaranty's E10 for the quarter that ended in Mar. 2026 was $7.46. Assured Guaranty's Shiller PE Ratio of today is 10.69.

During the past 13 years, the highest Shiller PE Ratio of Assured Guaranty was 14.77. The lowest was 3.94. And the median was 9.95.


Assured Guaranty  (NYSE:AGO) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Assured Guaranty's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=79.77/7.46
=10.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Assured Guaranty was 14.77. The lowest was 3.94. And the median was 9.95.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Assured Guaranty E10 Related Terms


Assured Guaranty E10 Historical Data

* Premium members only.

The historical data trend for Assured Guaranty's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Assured Guaranty E10 Chart

Assured Guaranty Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.58 6.08 6.94 6.96 7.19

Assured Guaranty Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.22 7.23 7.37 7.19 7.46

AGO vs NMIH, RYAN, RDN: E10 Comparison

For the Insurance - Specialty subindustry, Assured Guaranty's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Assured Guaranty Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Assured Guaranty's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Assured Guaranty's Shiller PE Ratio falls into.


AGO
69GF Score
Assured Guaranty Ltd AGO
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Assured Guaranty E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Assured Guaranty's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.91/330.2130*330.2130
=1.910

Current CPI (Mar. 2026) = 330.2130.

Assured Guaranty Quarterly Data

per share eps CPI Adj_EPS
201606 1.090 241.018 1.493
201609 3.600 241.428 4.924
201612 1.490 241.432 2.038
201703 2.490 243.801 3.373
201706 1.240 244.955 1.672
201709 1.720 246.819 2.301
201712 0.440 246.524 0.589
201803 1.680 249.554 2.223
201806 0.670 251.989 0.878
201809 1.470 252.439 1.923
201812 0.830 251.233 1.091
201903 0.520 254.202 0.675
201906 1.390 256.143 1.792
201909 0.700 256.759 0.900
201912 1.420 256.974 1.825
202003 -0.590 258.115 -0.755
202006 2.100 257.797 2.690
202009 1.020 260.280 1.294
202012 1.760 260.474 2.231
202103 0.140 264.877 0.175
202106 1.290 271.696 1.568
202109 0.220 274.310 0.265
202112 3.740 278.802 4.430
202203 0.980 287.504 1.126
202206 -0.740 296.311 -0.825
202209 0.180 296.808 0.200
202212 1.520 296.797 1.691
202303 1.340 301.836 1.466
202306 2.060 305.109 2.229
202309 2.600 307.789 2.789
202312 6.310 306.746 6.793
202403 1.890 312.332 1.998
202406 1.410 314.175 1.482
202409 3.170 315.301 3.320
202412 0.356 315.605 0.372
202503 3.440 319.799 3.552
202506 2.080 322.561 2.129
202509 2.180 324.800 2.216
202512 2.530 324.054 2.578
202603 1.910 330.213 1.910

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $7.46 mean?
Assured Guaranty (AGO) has a E10 of $7.46 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Assured Guaranty and its competitors.
Is Assured Guaranty's E10 too high?
Assured Guaranty's current E10 is $7.46. Overall, Assured Guaranty has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Assured Guaranty's E10 compare to NMIH and RYAN?
Assured Guaranty's E10 of $7.46 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Assured Guaranty and its competitors. Assured Guaranty's current E10 is $7.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assured Guaranty stock overvalued right now?
Based on GuruFocus' analysis, Assured Guaranty (AGO) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.77, compared to a current price of $79.77 — trading 15.8% below its estimated fair value. The current E10 is $7.46. Assured Guaranty's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Assured Guaranty (AGO), the current E10 is $7.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Assured Guaranty (AGO) Overvalued in 2026?

Based on GuruFocus' analysis, Assured Guaranty stock appears to be undervalued. The current stock price of $79.77 is trading 15.8% below its estimated GF Value™ of $94.77. GuruFocus considers Assured Guaranty to be Modestly Undervalued.

Key valuation signals for AGO:

  • E10: $7.46
  • GF Value™: $94.77 vs. price of $79.77 (15.8% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the AGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Assured Guaranty Business Description

Other Exchanges DHU:Germany
Address 30 Woodbourne Avenue, Hamilton, BMU, HM 08
Assured Guaranty Ltd. provides credit protection products to the United States and international public finance and structured finance markets and manages assets across collateralized loan obligations as well as opportunity funds and liquid funds that build on its corporate credit, asset-based finance, municipal, and healthcare experience. The company operates in two segments: the Insurance segment and the Asset Management segment. The majority of the revenue earned by the company is from the Insurance segment.
69GF Score

Get the complete analysis for AGO

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$79.77
Price
$94.77
GF Value