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Assured GuarantyAGO -1.70%73 5-Year Yield-on-Cost % is 2.98 as of Aug. 01, 2026, which is 10% above its 10-year median of 2.72. GuruFocus rates AGO with a GF Score™ of 73/100 and a GF Value™ of $94.88 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 420 Insurance companies, Assured Guaranty ranks worse than 64.05% on this metric.
Assured Guaranty's yield on cost for the quarter that ended in Mar. 2026 was 2.98.
The historical rank and industry rank for Assured Guaranty's 5-Year Yield-on-Cost % or its related term are showing as below:
AGO'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.09 Med: 2.72 Max: 6.88
Current: 2.98
During the past 13 years, Assured Guaranty's highest Yield on Cost was 6.88. The lowest was 2.09. And the median was 2.72.
AGO's 5-Year Yield-on-Cost % is ranked worse than 64.05% of 420
companies
in the Insurance industry
Industry Median: 3.87
vs AGO: 2.98
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Assured Guaranty 5-Year Yield-on-Cost % Related Terms
AGO vs NMIH, RDN, RYAN: 5-Year Yield-on-Cost % Comparison
For the Insurance - Specialty subindustry, Assured Guaranty's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Assured Guaranty 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Assured Guaranty's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Assured Guaranty's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Assured Guaranty (AGO) has a 5-Year Yield-on-Cost % of 2.98 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Assured Guaranty and its competitors. This is 10% above median its historical median of 2.72. Over the past decade, Assured Guaranty's 5-Year Yield-on-Cost % has ranged from 2.09 to 6.88. According to the industry distribution chart, Assured Guaranty ranks #269 out of 420 companies in the Insurance industry, placing it in the top 64%.
Is Assured Guaranty's 5-Year Yield-on-Cost % too high?
Assured Guaranty's current 5-Year Yield-on-Cost % of 2.98 is 10% above median its 10-year median of 2.72. Over the past 10 years, this metric has ranged from a low of 2.09 to a high of 6.88. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Assured Guaranty's value of 2.98 is 23% below this industry median. Based on the distribution chart, Assured Guaranty ranks #269 out of 420 companies in the Insurance industry, which is below the industry midpoint. Overall, Assured Guaranty has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Assured Guaranty's 5-Year Yield-on-Cost % compare to NMIH and RDN?
According to the Insurance industry distribution chart, Assured Guaranty ranks #269 out of 420 companies for 5-Year Yield-on-Cost %. This places Assured Guaranty in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. Assured Guaranty's value of 2.98 is 23% below this benchmark. Historically, Assured Guaranty's own 5-Year Yield-on-Cost % has ranged from 2.09 to 6.88 over the past decade. While the company's 10-year median is 2.72 vs. the industry median of 3.87, Assured Guaranty has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Assured Guaranty's current 5-Year Yield-on-Cost % of 2.98 is 23% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Assured Guaranty and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Assured Guaranty's current 5-Year Yield-on-Cost % is 2.98, which is 10% above median its own 10-year median of 2.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assured Guaranty stock overvalued right now?
Based on GuruFocus' analysis, Assured Guaranty (AGO) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.88, compared to a current price of $82.72 — trading 12.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.98, which is 10% above median its 10-year median of 2.72 and 23% below the Insurance industry median of 3.87. Assured Guaranty's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Assured Guaranty (AGO), the current 5-Year Yield-on-Cost % is 2.98 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Assured Guaranty (AGO) Overvalued in 2026?
Based on GuruFocus' analysis, Assured Guaranty stock appears to be undervalued.
The current stock price of $82.72 is trading 12.8% below its estimated GF Value™ of $94.88.
GuruFocus considers Assured Guaranty to be Modestly Undervalued.
Key valuation signals for AGO:
5-Year Yield-on-Cost %: 2.98 (10% above median its 10-year median of 2.72)
GF Value™: $94.88 vs. price of $82.72 (12.8% below fair value)
Industry Position: 23% below the Insurance median (#269 of 420)
No single metric tells the full story. See the AGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Assured Guaranty Ltd. provides credit protection products to the United States and international public finance and structured finance markets and manages assets across collateralized loan obligations as well as opportunity funds and liquid funds that build on its corporate credit, asset-based finance, municipal, and healthcare experience. The company operates in two segments: the Insurance segment and the Asset Management segment. The majority of the revenue earned by the company is from the Insurance segment.
73GF Score
Get the complete analysis for AGO
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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