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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Assured Guaranty's 10-Year RORE % for the quarter that ended in Mar. 2026 was 0.06%.
The industry rank for Assured Guaranty's 10-Year RORE % or its related term are showing as below:
AGO's 10-Year RORE % is ranked worse than 77.55% of 383
companies
in the Insurance industry
Industry Median: 12.57
vs AGO: 0.06
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Assured Guaranty 10-Year RORE % Related Terms
Assured Guaranty 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Assured Guaranty's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Assured Guaranty's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Assured Guaranty 10-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Assured Guaranty's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Assured Guaranty's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Assured Guaranty (AGO) has a 10-Year RORE % of 0.06 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Assured Guaranty and its competitors. According to the industry distribution chart, Assured Guaranty ranks #297 out of 383 companies in the Insurance industry, placing it in the top 77.5%.
Is Assured Guaranty's 10-Year RORE % too high?
Assured Guaranty's current 10-Year RORE % is 0.06. The Insurance industry median 10-Year RORE % is 12.57. Assured Guaranty's value of 0.06 is 99.5% below this industry median. Based on the distribution chart, Assured Guaranty ranks #297 out of 383 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Assured Guaranty has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Assured Guaranty's 10-Year RORE % compare to NMIH and RDN?
According to the Insurance industry distribution chart, Assured Guaranty ranks #297 out of 383 companies for 10-Year RORE %. This places Assured Guaranty in the lower half of its industry. The industry median 10-Year RORE % is 12.57. Assured Guaranty's value of 0.06 is 99.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for an Insurance company?
The median 10-Year RORE % among Insurance companies is 12.57, based on 383 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Assured Guaranty's current 10-Year RORE % of 0.06 is 99.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Assured Guaranty and its competitors. For the Insurance industry, the median 10-Year RORE % is 12.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Assured Guaranty's current 10-Year RORE % is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assured Guaranty stock overvalued right now?
Based on GuruFocus' analysis, Assured Guaranty (AGO) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.81, compared to a current price of $85.30 — trading 10% below its estimated fair value. The current 10-Year RORE % is 0.06 and 99.5% below the Insurance industry median of 12.57. Assured Guaranty's overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Assured Guaranty (AGO), the current 10-Year RORE % is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Assured Guaranty (AGO) Overvalued in 2026?
Based on GuruFocus' analysis, Assured Guaranty stock appears to be undervalued.
The current stock price of $85.30 is trading 10% below its estimated GF Value™ of $94.81.
GuruFocus considers Assured Guaranty to be Modestly Undervalued.
Key valuation signals for AGO:
10-Year RORE %: 0.06
GF Value™: $94.81 vs. price of $85.30 (10% below fair value)
Industry Position: 99.5% below the Insurance median (#297 of 383)
No single metric tells the full story. See the AGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Assured Guaranty Ltd. provides credit protection products to the United States and international public finance and structured finance markets and manages assets across collateralized loan obligations as well as opportunity funds and liquid funds that build on its corporate credit, asset-based finance, municipal, and healthcare experience. The company operates in two segments: the Insurance segment and the Asset Management segment. The majority of the revenue earned by the company is from the Insurance segment.
73GF Score
Get the complete analysis for AGO
10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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