Assured GuarantyAGO +3.34%69 Interest Coverage is 3.95 as of Mar. 2026, which is 42% below its 10-year median of 6.83. GuruFocus rates AGO with a GF Score™ of 69/100 and a GF Value™ of $94.77 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 353 Insurance companies, Assured Guaranty ranks worse than 70.54% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Assured Guaranty's
EBIT
for the
three
months ended in Mar. 2026 was $87.0 Mil. Assured Guaranty's Interest Expense for the
three
months ended in Mar. 2026 was $-22.0 Mil.
Assured Guaranty's interest coverage for the quarter that ended in Mar. 2026 was 3.95.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Assured Guaranty's Interest Coverage or its related term are showing as below:
AGO'
s Interest Coverage Range Over the Past 10 Years
Min: 2.83 Med: 6.83 Max: 11.22
Current: 6.6
AGO's Interest Coverage is ranked worse than 70.54% of 353
companies
in the Insurance industry
Industry Median: 16.26
vs AGO: 6.60
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Assured Guaranty Interest Coverage Related Terms
Assured Guaranty Interest Coverage Historical Data
* Premium members only.
The historical data trend for Assured Guaranty's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
AGO vs NMIH, RYAN, RDN: Interest Coverage Comparison
For the Insurance - Specialty subindustry, Assured Guaranty's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Assured Guaranty Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Assured Guaranty's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Assured Guaranty's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Assured Guaranty (AGO) has a Interest Coverage of 3.95 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Assured Guaranty and its competitors. This is 42% below median its historical median of 6.83. Over the past decade, Assured Guaranty's Interest Coverage has ranged from 2.83 to 11.22. According to the industry distribution chart, Assured Guaranty ranks #249 out of 353 companies in the Insurance industry, placing it in the top 70.5%.
Is Assured Guaranty's Interest Coverage too high?
Assured Guaranty's current Interest Coverage of 3.95 is 42% below median its 10-year median of 6.83. Over the past 10 years, this metric has ranged from a low of 2.83 to a high of 11.22. The Insurance industry median Interest Coverage is 16.26. Assured Guaranty's value of 3.95 is 75.7% below this industry median. Based on the distribution chart, Assured Guaranty ranks #249 out of 353 companies in the Insurance industry, which is below the industry midpoint. Overall, Assured Guaranty has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Assured Guaranty's Interest Coverage compare to NMIH and RYAN?
According to the Insurance industry distribution chart, Assured Guaranty ranks #249 out of 353 companies for Interest Coverage. This places Assured Guaranty in the lower half of its industry. The industry median Interest Coverage is 16.26. Assured Guaranty's value of 3.95 is 75.7% below this benchmark. Historically, Assured Guaranty's own Interest Coverage has ranged from 2.83 to 11.22 over the past decade. While the company's 10-year median is 6.83 vs. the industry median of 16.26, Assured Guaranty has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Assured Guaranty's current Interest Coverage of 3.95 is 75.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Assured Guaranty and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Assured Guaranty's current Interest Coverage is 3.95, which is 42% below median its own 10-year median of 6.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assured Guaranty stock overvalued right now?
Based on GuruFocus' analysis, Assured Guaranty (AGO) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.77, compared to a current price of $79.77 — trading 15.8% below its estimated fair value. The current Interest Coverage is 3.95, which is 42% below median its 10-year median of 6.83 and 75.7% below the Insurance industry median of 16.26. Assured Guaranty's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Assured Guaranty (AGO), the current Interest Coverage is 3.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Assured Guaranty (AGO) Overvalued in 2026?
Based on GuruFocus' analysis, Assured Guaranty stock appears to be undervalued.
The current stock price of $79.77 is trading 15.8% below its estimated GF Value™ of $94.77.
GuruFocus considers Assured Guaranty to be Modestly Undervalued.
Key valuation signals for AGO:
Interest Coverage: 3.95 (42% below median its 10-year median of 6.83)
GF Value™: $94.77 vs. price of $79.77 (15.8% below fair value)
Industry Position: 75.7% below the Insurance median (#249 of 353)
No single metric tells the full story. See the AGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Assured Guaranty Ltd. provides credit protection products to the United States and international public finance and structured finance markets and manages assets across collateralized loan obligations as well as opportunity funds and liquid funds that build on its corporate credit, asset-based finance, municipal, and healthcare experience. The company operates in two segments: the Insurance segment and the Asset Management segment. The majority of the revenue earned by the company is from the Insurance segment.
69GF Score
Get the complete analysis for AGO
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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