AGO (Assured Guaranty) Moat Score: 7/10 (As of Jul. 06, 2026)


AGO Assured Guaranty Ltd AGO
64 GF Score
Price $83.67
GF Value $94.98
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Assured Guaranty Moat Score?

Assured Guaranty AGO +2.80% 64 Moat Score is 7 as of Jul. 06, 2026. GuruFocus rates AGO with a GF Score™ of 64/100 and a GF Value™ of $94.98 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 598 Insurance companies, Assured Guaranty ranks better than 99% on this metric.

Assured Guaranty has the Moat Score of 7, which implies that the company might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Assured Guaranty has Wide Moat: Assured Guaranty Ltd possesses a wide moat due to its dominant position in the financial guaranty insurance market, significant regulatory barriers, and strong brand reputation, providing durable competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Assured Guaranty might have Wide Moat - Entry-level wide moat, clearly possessing durable advantages.

Assured Guaranty  (NYSE:AGO) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Assured Guaranty Moat Score Related Terms

AGO vs NMIH, RDN, RYAN: Moat Score Comparison

For the Insurance - Specialty subindustry, Assured Guaranty's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Assured Guaranty Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Assured Guaranty's Moat Score distribution charts can be found below:

* The bar in red indicates where Assured Guaranty's Moat Score falls into.


AGO
64GF Score
Assured Guaranty Ltd AGO
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 7 mean?
Assured Guaranty (AGO) has a Moat Score of 7 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Assured Guaranty ranks #6 out of 598 companies in the Insurance industry, placing it in the top 1%.
Is Assured Guaranty's Moat Score too high?
Assured Guaranty's current Moat Score is 7. Based on the distribution chart, Assured Guaranty ranks #6 out of 598 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Assured Guaranty has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Assured Guaranty's Moat Score compare to NMIH and RDN?
According to the Insurance industry distribution chart, Assured Guaranty ranks #6 out of 598 companies for Moat Score. This places Assured Guaranty in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Assured Guaranty's current Moat Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assured Guaranty stock overvalued right now?
Based on GuruFocus' analysis, Assured Guaranty (AGO) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.98, compared to a current price of $83.67 — trading 11.9% below its estimated fair value. The current Moat Score is 7. Assured Guaranty's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Assured Guaranty (AGO), the current Moat Score is 7 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Assured Guaranty (AGO) Overvalued in 2026?

Based on GuruFocus' analysis, Assured Guaranty stock appears to be undervalued. The current stock price of $83.67 is trading 11.9% below its estimated GF Value™ of $94.98. GuruFocus considers Assured Guaranty to be Modestly Undervalued.

Key valuation signals for AGO:

  • Moat Score: 7
  • GF Value™: $94.98 vs. price of $83.67 (11.9% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the AGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Assured Guaranty Business Description

Other Exchanges DHU:Germany
Address 30 Woodbourne Avenue, Hamilton, BMU, HM 08
Assured Guaranty Ltd. provides credit protection products to the United States and international public finance and structured finance markets and manages assets across collateralized loan obligations as well as opportunity funds and liquid funds that build on its corporate credit, asset-based finance, municipal, and healthcare experience. The company operates in two segments: the Insurance segment and the Asset Management segment. The majority of the revenue earned by the company is from the Insurance segment.
64GF Score

Get the complete analysis for AGO

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$83.67
Price
$94.98
GF Value