AGO (Assured Guaranty) Scaled Net Operating Assets: 0.42 (As of Mar. 2026)


AGO Assured Guaranty Ltd AGO
64 GF Score
Price $81.39
GF Value $94.87
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Assured Guaranty Scaled Net Operating Assets?

Assured Guaranty AGO +1.53% 64 Scaled Net Operating Assets is 0.42 as of Mar. 2026. GuruFocus rates AGO with a GF Score™ of 64/100 and a GF Value™ of $94.87 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Assured Guaranty's operating assets for the quarter that ended in Mar. 2026 was $10,425.0 Mil. Assured Guaranty's operating liabilities for the quarter that ended in Mar. 2026 was $5,366.0 Mil. Assured Guaranty's Total Assets for the quarter that ended in Dec. 2025 was $12,176.0 Mil. Therefore, Assured Guaranty's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.42.

AGO
64GF Score
Assured Guaranty Ltd AGO
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Assured Guaranty Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Assured Guaranty's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(11788-4683)/11901
=0.60

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=12176 - 388
=11788

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=6387 - 1704 - 0
=4683

Assured Guaranty's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(10425-5366)/12176
=0.42

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=12635 - 2210
=10425

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7071 - 1705 - 0
=5366

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.42 mean?
Assured Guaranty (AGO) has a Scaled Net Operating Assets of 0.42 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Assured Guaranty and its competitors.
Is Assured Guaranty's Scaled Net Operating Assets too high?
Assured Guaranty's current Scaled Net Operating Assets is 0.42. Overall, Assured Guaranty has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Assured Guaranty's Scaled Net Operating Assets compare to NMIH and RDN?
Assured Guaranty's Scaled Net Operating Assets of 0.42 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Assured Guaranty and its competitors. Assured Guaranty's current Scaled Net Operating Assets is 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Assured Guaranty stock overvalued right now?
Based on GuruFocus' analysis, Assured Guaranty (AGO) is currently considered Modestly Undervalued. The stock's GF Value™ is $94.87, compared to a current price of $81.39 — trading 14.2% below its estimated fair value. The current Scaled Net Operating Assets is 0.42. Assured Guaranty's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Assured Guaranty (AGO), the current Scaled Net Operating Assets is 0.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Assured Guaranty (AGO) Overvalued in 2026?

Based on GuruFocus' analysis, Assured Guaranty stock appears to be undervalued. The current stock price of $81.39 is trading 14.2% below its estimated GF Value™ of $94.87. GuruFocus considers Assured Guaranty to be Modestly Undervalued.

Key valuation signals for AGO:

  • Scaled Net Operating Assets: 0.42
  • GF Value™: $94.87 vs. price of $81.39 (14.2% below fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the AGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Assured Guaranty Business Description

Other Exchanges DHU:Germany
Address 30 Woodbourne Avenue, Hamilton, BMU, HM 08
Assured Guaranty Ltd. provides credit protection products to the United States and international public finance and structured finance markets and manages assets across collateralized loan obligations as well as opportunity funds and liquid funds that build on its corporate credit, asset-based finance, municipal, and healthcare experience. The company operates in two segments: the Insurance segment and the Asset Management segment. The majority of the revenue earned by the company is from the Insurance segment.
64GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$81.39
Price
$94.87
GF Value