AGO (Assured Guaranty) LT-Debt-to-Total-Asset: 0.14 (As of Mar. 2026)

What is Assured Guaranty LT-Debt-to-Total-Asset?

Assured Guaranty AGO +0.47% 64 LT-Debt-to-Total-Asset is 0.14 as of Mar. 2026. GuruFocus rates AGO with a GF Score™ of 64/100 and a GF Value™ of $95.00 (Modestly Undervalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Assured Guaranty's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.14.

Assured Guaranty's long-term debt to total assets ratio declined from Mar. 2025 (0.14) to Mar. 2026 (0.14). It may suggest that Assured Guaranty is progressively becoming less dependent on debt to grow their business.

Assured Guaranty (NYSE:AGO) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Assured Guaranty LT-Debt-to-Total-Asset Related Terms

Assured Guaranty LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Assured Guaranty's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Assured Guaranty LT-Debt-to-Total-Asset Chart

Assured Guaranty Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.09

0.10

0.14

Assured Guaranty Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.14	0.14	0.14	0.14	0.14

64GF Score

Assured Guaranty Ltd AGO

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Assured Guaranty LT-Debt-to-Total-Asset Calculation

Assured Guaranty's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	1704	/	12176
	=	0.14

Assured Guaranty's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	1705	/	12635
	=	0.13

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.14 mean?

Assured Guaranty (AGO) has a LT-Debt-to-Total-Asset of 0.14 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Assured Guaranty and its competitors.

Is Assured Guaranty's LT-Debt-to-Total-Asset too high?

Assured Guaranty's current LT-Debt-to-Total-Asset is 0.14. Overall, Assured Guaranty has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Assured Guaranty's LT-Debt-to-Total-Asset compare to NMIH and RDN?

Assured Guaranty's LT-Debt-to-Total-Asset of 0.14 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Assured Guaranty and its competitors. Assured Guaranty's current LT-Debt-to-Total-Asset is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Assured Guaranty stock overvalued right now?

Based on GuruFocus' analysis, Assured Guaranty (AGO) is currently considered Modestly Undervalued. The stock's GF Value™ is $95.00, compared to a current price of $84.02 — trading 11.6% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.14. Assured Guaranty's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Assured Guaranty (AGO), the current LT-Debt-to-Total-Asset is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Assured Guaranty (AGO) Overvalued in 2026?

Based on GuruFocus' analysis, Assured Guaranty stock appears to be undervalued. The current stock price of $84.02 is trading 11.6% below its estimated GF Value™ of $95.00. GuruFocus considers Assured Guaranty to be Modestly Undervalued.

Key valuation signals for AGO:

LT-Debt-to-Total-Asset: 0.14
GF Value™: $95.00 vs. price of $84.02 (11.6% below fair value)
GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the AGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Assured Guaranty Business Description

Industry Financial Services Insurance

Comparable Companies NMIH RDN RYAN MTG ESNT EIG ACT TIPT AMSF ITIC FNF LSE:BEZ ASX:MPL AXS SAU:8210 FAF OSL:PROT JSE:SNT ASX:NHF LSE:LRE

Other Exchanges DHU:Germany

Address 30 Woodbourne Avenue, Hamilton, BMU, HM 08

Website https://www.assuredguaranty.com

Assured Guaranty Ltd. provides credit protection products to the United States and international public finance and structured finance markets and manages assets across collateralized loan obligations as well as opportunity funds and liquid funds that build on its corporate credit, asset-based finance, municipal, and healthcare experience. The company operates in two segments: the Insurance segment and the Asset Management segment. The majority of the revenue earned by the company is from the Insurance segment.

64GF Score

Get the complete analysis for AGO

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$84.02

Price

$95.00

GF Value

View AGO Analysis

See LT-Debt-to-Total-Asset data for all stocks →