CAC (Camden National) E10: $4.20 (As of Mar. 2026)


CAC Camden National Corp CAC
61 GF Score
Price $53.17
GF Value $47.96
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Camden National E10?

Camden National CAC +0.74% 61 E10 is $4.20 as of Mar. 2026. GuruFocus rates CAC with a GF Score™ of 61/100 and a GF Value™ of $47.96 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Camden National's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.290. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $4.20 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Camden National's average E10 Growth Rate was 9.10% per year. During the past 3 years, the average E10 Growth Rate was 5.20% per year. During the past 5 years, the average E10 Growth Rate was 7.70% per year. During the past 10 years, the average E10 Growth Rate was 7.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Camden National was 10.80% per year. The lowest was 0.30% per year. And the median was 5.50% per year.

As of today (2026-06-24), Camden National's current stock price is $53.17. Camden National's E10 for the quarter that ended in Mar. 2026 was $4.20. Camden National's Shiller PE Ratio of today is 12.66.

During the past 13 years, the highest Shiller PE Ratio of Camden National was 21.37. The lowest was 7.33. And the median was 13.67.


Camden National  (NAS:CAC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Camden National's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=53.17/4.20
=12.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Camden National was 21.37. The lowest was 7.33. And the median was 13.67.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Camden National E10 Related Terms


Camden National E10 Historical Data

* Premium members only.

The historical data trend for Camden National's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camden National E10 Chart

Camden National Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.14 3.50 3.65 3.83 4.07

Camden National Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.85 3.88 3.96 4.07 4.20

CAC vs FMNB, EGBN, MPB: E10 Comparison

For the Banks - Regional subindustry, Camden National's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Camden National Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Camden National's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Camden National's Shiller PE Ratio falls into.


CAC
61GF Score
Camden National Corp CAC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Camden National E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Camden National's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.29/330.2130*330.2130
=1.290

Current CPI (Mar. 2026) = 330.2130.

Camden National Quarterly Data

per share eps CPI Adj_EPS
201606 0.620 241.018 0.849
201609 0.700 241.428 0.957
201612 0.700 241.432 0.957
201703 0.640 243.801 0.867
201706 0.660 244.955 0.890
201709 0.720 246.819 0.963
201712 -0.200 246.524 -0.268
201803 0.820 249.554 1.085
201806 0.780 251.989 1.022
201809 0.900 252.439 1.177
201812 0.890 251.233 1.170
201903 0.910 254.202 1.182
201906 0.850 256.143 1.096
201909 0.940 256.759 1.209
201912 0.990 256.974 1.272
202003 0.890 258.115 1.139
202006 0.730 257.797 0.935
202009 1.110 260.280 1.408
202012 1.220 260.474 1.547
202103 1.310 264.877 1.633
202106 1.210 271.696 1.471
202109 0.970 274.310 1.168
202112 1.110 278.802 1.315
202203 1.130 287.504 1.298
202206 1.020 296.311 1.137
202209 0.970 296.808 1.079
202212 1.050 296.797 1.168
202303 0.870 301.836 0.952
202306 0.850 305.109 0.920
202309 0.670 307.789 0.719
202312 0.580 306.746 0.624
202403 0.910 312.332 0.962
202406 0.810 314.175 0.851
202409 0.900 315.301 0.943
202412 1.000 315.605 1.046
202503 0.430 319.799 0.444
202506 0.830 322.561 0.850
202509 1.250 324.800 1.271
202512 1.330 324.054 1.355
202603 1.290 330.213 1.290

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $4.20 mean?
Camden National (CAC) has a E10 of $4.20 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Camden National and its competitors.
Is Camden National's E10 too high?
Camden National's current E10 is $4.20. Overall, Camden National has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Camden National's E10 compare to FMNB and EGBN?
Camden National's E10 of $4.20 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Camden National and its competitors. Camden National's current E10 is $4.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camden National stock overvalued right now?
Based on GuruFocus' analysis, Camden National (CAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.96, compared to a current price of $53.17 — trading 10.9% above its estimated fair value. The current E10 is $4.20. Camden National's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Camden National (CAC), the current E10 is $4.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camden National (CAC) Overvalued in 2026?

Based on GuruFocus' analysis, Camden National stock appears to be overvalued. The current stock price of $53.17 is trading 10.9% above its estimated GF Value™ of $47.96. GuruFocus considers Camden National to be Modestly Overvalued.

Key valuation signals for CAC:

  • E10: $4.20
  • GF Value™: $47.96 vs. price of $53.17 (10.9% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the CAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Camden National Business Description

Address 2 Elm Street, Camden, ME, USA, 04843
Camden National Corporation is a banking solutions provider in the United States. Its core business is providing commercial banking products to individuals and corporates. Its consumer and commercial banking services entail services such as loans and deposits, savings and online banking, treasury management solutions and non-profit products to consumer, institutional, municipal, non-profit and commercial customers. The company also offers investment management and fiduciary services.
61GF Score

Get the complete analysis for CAC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.17
Price
$47.96
GF Value