CAC (Camden National) Margin of Safety % (DCF Dividends Based): 14.94% (As of Jun. 27, 2026)


CAC Camden National Corp CAC
60 GF Score
Price $54.27
GF Value $47.99
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Camden National Margin of Safety % (DCF Dividends Based)?

Camden National CAC +2.20% 60 Margin of Safety % (DCF Dividends Based) is 14.94% as of Jun. 27, 2026. GuruFocus rates CAC with a GF Score™ of 60/100 and a GF Value™ of $47.99 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-06-27), Camden National's Predictability Rank is 2.5-Stars. Camden National's intrinsic value calculated from the Discounted Dividend model is $57.11 and current share price is $54.27. Consequently,

Camden National's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 14.94%.

CAC vs FMNB, EGBN, MPB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Camden National's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Camden National Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Camden National's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Camden National's Margin of Safety % (DCF Dividends Based) falls into.


CAC
60GF Score
Camden National Corp CAC
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Camden National Margin of Safety % (DCF Dividends Based) Calculation

Camden National's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(63.80-54.27)/63.80
=14.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 14.94% mean?
Camden National (CAC) has a Margin of Safety % (DCF Dividends Based) of 14.94% as of Jun. 27, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Camden National.
Is Camden National's Margin of Safety % (DCF Dividends Based) too high?
Camden National's current Margin of Safety % (DCF Dividends Based) is 14.94%. Overall, Camden National has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Camden National's Margin of Safety % (DCF Dividends Based) compare to FMNB and EGBN?
Camden National's Margin of Safety % (DCF Dividends Based) of 14.94% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Camden National. Camden National's current Margin of Safety % (DCF Dividends Based) is 14.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camden National stock overvalued right now?
Based on GuruFocus' analysis, Camden National (CAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.99, compared to a current price of $54.27 — trading 13.1% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 14.94%. Camden National's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Camden National (CAC), the current Margin of Safety % (DCF Dividends Based) is 14.94% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camden National (CAC) Overvalued in 2026?

Based on GuruFocus' analysis, Camden National stock appears to be overvalued. The current stock price of $54.27 is trading 13.1% above its estimated GF Value™ of $47.99. GuruFocus considers Camden National to be Modestly Overvalued.

Key valuation signals for CAC:

  • Margin of Safety % (DCF Dividends Based): 14.94%
  • GF Value™: $47.99 vs. price of $54.27 (13.1% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the CAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Camden National Business Description

Other Exchanges 3LR:Germany
Address 2 Elm Street, Camden, ME, USA, 04843
Camden National Corporation is a banking solutions provider in the United States. Its core business is providing commercial banking products to individuals and corporates. Its consumer and commercial banking services entail services such as loans and deposits, savings and online banking, treasury management solutions and non-profit products to consumer, institutional, municipal, non-profit and commercial customers. The company also offers investment management and fiduciary services.
60GF Score

Get the complete analysis for CAC

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.27
Price
$47.99
GF Value