CAC (Camden National) ROE % Adjusted to Book Value: 11.02% (As of Mar. 2026)


CAC Camden National Corp CAC
61 GF Score
Price $53.17
GF Value $47.97
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Camden National ROE % Adjusted to Book Value?

Camden National CAC +0.74% 61 ROE % Adjusted to Book Value is 11.02% as of Mar. 2026. GuruFocus rates CAC with a GF Score™ of 61/100 and a GF Value™ of $47.97 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Camden National's ROE % for the quarter that ended in Mar. 2026 was 12.45%. Camden National's PB Ratio for the quarter that ended in Mar. 2026 was 1.13. Camden National's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.02%.

Camden National ROE % Adjusted to Book Value Related Terms

Camden National ROE % Adjusted to Book Value Historical Data

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The historical data trend for Camden National's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camden National ROE % Adjusted to Book Value Chart

Camden National Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.84 9.17 8.26 8.83 10.10

Camden National Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.67 8.30 13.15 12.51 11.02

CAC vs FMNB, EGBN, MPB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Camden National's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Camden National ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Camden National's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Camden National's ROE % Adjusted to Book Value falls into.


CAC
61GF Score
Camden National Corp CAC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Camden National ROE % Adjusted to Book Value Calculation

Camden National's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.61% / 1.05
=10.10%

Camden National's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.45% / 1.13
=11.02%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.02% mean?
Camden National (CAC) has a ROE % Adjusted to Book Value of 11.02% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Camden National and its competitors.
Is Camden National's ROE % Adjusted to Book Value too high?
Camden National's current ROE % Adjusted to Book Value is 11.02%. Overall, Camden National has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Camden National's ROE % Adjusted to Book Value compare to FMNB and EGBN?
Camden National's ROE % Adjusted to Book Value of 11.02% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Camden National and its competitors. Camden National's current ROE % Adjusted to Book Value is 11.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camden National stock overvalued right now?
Based on GuruFocus' analysis, Camden National (CAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.97, compared to a current price of $53.17 — trading 10.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.02%. Camden National's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Camden National (CAC), the current ROE % Adjusted to Book Value is 11.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camden National (CAC) Overvalued in 2026?

Based on GuruFocus' analysis, Camden National stock appears to be overvalued. The current stock price of $53.17 is trading 10.8% above its estimated GF Value™ of $47.97. GuruFocus considers Camden National to be Modestly Overvalued.

Key valuation signals for CAC:

  • ROE % Adjusted to Book Value: 11.02%
  • GF Value™: $47.97 vs. price of $53.17 (10.8% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the CAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Camden National Business Description

Address 2 Elm Street, Camden, ME, USA, 04843
Camden National Corporation is a banking solutions provider in the United States. Its core business is providing commercial banking products to individuals and corporates. Its consumer and commercial banking services entail services such as loans and deposits, savings and online banking, treasury management solutions and non-profit products to consumer, institutional, municipal, non-profit and commercial customers. The company also offers investment management and fiduciary services.
61GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$53.17
Price
$47.97
GF Value