CAC (Camden National) LT-Debt-to-Total-Asset: 0.01 (As of Mar. 2026)

What is Camden National LT-Debt-to-Total-Asset?

Camden National CAC +2.20% 61 LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus rates CAC with a GF Score™ of 61/100 and a GF Value™ of $47.99 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Camden National's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.01.

Camden National's long-term debt to total assets ratio stayed the same from Mar. 2025 (0.01) to Mar. 2026 (0.01).

Camden National (NAS:CAC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Camden National LT-Debt-to-Total-Asset Related Terms

Camden National LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Camden National's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Camden National LT-Debt-to-Total-Asset Chart

Camden National Annual Data

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LT-Debt-to-Total-Asset

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0.01

Camden National Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.01	0.01	0.01	0.01	0.01

61GF Score

Camden National Corp CAC

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Camden National LT-Debt-to-Total-Asset Calculation

Camden National's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	62.515	/	6974.584
	=	0.01

Camden National's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	62.59	/	6961.581
	=	0.01

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.01 mean?

Camden National (CAC) has a LT-Debt-to-Total-Asset of 0.01 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Camden National and its competitors.

Is Camden National's LT-Debt-to-Total-Asset too high?

Camden National's current LT-Debt-to-Total-Asset is 0.01. Overall, Camden National has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Camden National's LT-Debt-to-Total-Asset compare to FMNB and EGBN?

Camden National's LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Camden National and its competitors. Camden National's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Camden National stock overvalued right now?

Based on GuruFocus' analysis, Camden National (CAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $47.99, compared to a current price of $54.27 — trading 13.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. Camden National's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Camden National (CAC), the current LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Camden National (CAC) Overvalued in 2026?

Based on GuruFocus' analysis, Camden National stock appears to be overvalued. The current stock price of $54.27 is trading 13.1% above its estimated GF Value™ of $47.99. GuruFocus considers Camden National to be Modestly Overvalued.

Key valuation signals for CAC:

LT-Debt-to-Total-Asset: 0.01
GF Value™: $47.99 vs. price of $54.27 (13.1% above fair value)
GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the CAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Camden National Business Description

Industry Financial Services Banks

Comparable Companies FMNB EGBN MPB THFF FCBC NBBK CPF HAFC FSBC SBNC SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges 3LR:Germany

Address 2 Elm Street, Camden, ME, USA, 04843

Website https://www.camdennational.com

Camden National Corporation is a banking solutions provider in the United States. Its core business is providing commercial banking products to individuals and corporates. Its consumer and commercial banking services entail services such as loans and deposits, savings and online banking, treasury management solutions and non-profit products to consumer, institutional, municipal, non-profit and commercial customers. The company also offers investment management and fiduciary services.

61GF Score

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$54.27

Price

$47.99

GF Value

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