Al Arafah Islami Bank (DHA:ALARABANK) E10: BDT6.40 (As of Mar. 2026)


DHA:ALARABANK Al Arafah Islami Bank PLC DHA:ALARABANK
70 GF Score
Price BDT15.50
GF Value BDT16.69
Valuation Fairly Valued
! 3 Warning Signs
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What is Al Arafah Islami Bank E10?

Al Arafah Islami Bank DHA:ALARABANK +4.03% 70 E10 is BDT6.40 as of Mar. 2026. GuruFocus rates DHA:ALARABANK with a GF Score™ of 70/100 and a GF Value™ of BDT16.69 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Al Arafah Islami Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was BDT0.140. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is BDT6.40 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-02), Al Arafah Islami Bank's current stock price is BDT15.50. Al Arafah Islami Bank's E10 for the quarter that ended in Mar. 2026 was BDT6.40. Al Arafah Islami Bank's Shiller PE Ratio of today is 2.42.

During the past 11 years, the highest Shiller PE Ratio of Al Arafah Islami Bank was 2.80. The lowest was 2.00. And the median was 2.40.


Al Arafah Islami Bank  (DHA:ALARABANK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Al Arafah Islami Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=15.50/6.40
=2.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of Al Arafah Islami Bank was 2.80. The lowest was 2.00. And the median was 2.40.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Al Arafah Islami Bank E10 Related Terms


Al Arafah Islami Bank E10 Historical Data

* Premium members only.

The historical data trend for Al Arafah Islami Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Arafah Islami Bank E10 Chart

Al Arafah Islami Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 6.39

Al Arafah Islami Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 6.52 6.39 6.40

Al Arafah Islami Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Al Arafah Islami Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Arafah Islami Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Al Arafah Islami Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Al Arafah Islami Bank's Shiller PE Ratio falls into.


DHA:ALARABANK
70GF Score
Al Arafah Islami Bank PLC DHA:ALARABANK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Arafah Islami Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al Arafah Islami Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.14/330.2130*330.2130
=0.140

Current CPI (Mar. 2026) = 330.2130.

Al Arafah Islami Bank Quarterly Data

per share eps CPI Adj_EPS
201606 0.147 241.018 0.201
201609 0.492 241.428 0.673
201612 1.171 241.432 1.602
201703 0.613 243.801 0.830
201706 0.426 244.955 0.574
201709 0.544 246.819 0.728
201712 1.169 246.524 1.566
201803 0.354 249.554 0.468
201806 0.027 251.989 0.035
201809 0.272 252.439 0.356
201812 1.459 251.233 1.918
201903 0.407 254.202 0.529
201906 0.065 256.143 0.084
201909 -0.250 256.759 -0.322
201912 1.885 256.974 2.422
202003 0.472 258.115 0.604
202006 0.314 257.797 0.402
202009 0.462 260.280 0.586
202012 0.980 260.474 1.242
202103 0.240 264.877 0.299
202106 0.832 271.696 1.011
202109 0.351 274.310 0.423
202112 0.388 278.802 0.460
202203 0.453 287.504 0.520
202206 0.648 296.311 0.722
202209 0.029 296.808 0.032
202212 0.686 296.797 0.763
202303 0.181 301.836 0.198
202306 0.580 305.109 0.628
202309 39.048 307.789 41.893
202312 0.920 306.746 0.990
202403 0.220 312.332 0.233
202406 0.800 314.175 0.841
202409 -0.426 315.301 -0.446
202412 0.081 315.605 0.085
202503 0.040 319.799 0.041
202506 0.785 322.561 0.804
202509 -0.490 324.800 -0.498
202512 0.400 324.054 0.408
202603 0.140 330.213 0.140

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of BDT6.40 mean?
Al Arafah Islami Bank (DHA:ALARABANK) has a E10 of BDT6.40 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Al Arafah Islami Bank and its competitors.
Is Al Arafah Islami Bank's E10 too high?
Al Arafah Islami Bank's current E10 is BDT6.40. Overall, Al Arafah Islami Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Arafah Islami Bank's E10 compare to competitors?
Al Arafah Islami Bank's E10 of BDT6.40 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Al Arafah Islami Bank and its competitors. Al Arafah Islami Bank's current E10 is BDT6.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Arafah Islami Bank stock overvalued right now?
Based on GuruFocus' analysis, Al Arafah Islami Bank (DHA:ALARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT16.69, compared to a current price of BDT15.50 — trading 7.1% below its estimated fair value. The current E10 is BDT6.40. Al Arafah Islami Bank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Al Arafah Islami Bank (DHA:ALARABANK), the current E10 is BDT6.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Arafah Islami Bank (DHA:ALARABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Al Arafah Islami Bank stock appears to be undervalued. The current stock price of BDT15.50 is trading 7.1% below its estimated GF Value™ of BDT16.69. GuruFocus considers Al Arafah Islami Bank to be Fairly Valued.

Key valuation signals for DHA:ALARABANK:

  • E10: BDT6.40
  • GF Value™: BDT16.69 vs. price of BDT15.50 (7.1% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the DHA:ALARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Arafah Islami Bank Business Description

Address 63, Purana Paltan, Daynik Bangla Mor, Al-Arafah Tower, 1st & 2nd Floor, Dhaka, BGD, 1000
Al Arafah Islami Bank PLC is a Bangladesh-based company engaged in providing commercial banking, consumer banking, trade finance, and related custody and clearing services. Its deposit products include current, saving, term, and short notice deposits; and marriage savings investment schemes, among others. The principal activities of the Bank are to provide a comprehensive range of financial services including commercial banking, consumer banking, trade finance and other related custody and clearing services to the customers. Geographically, it operates only in Bangladesh. It serves Agriculture; Construction; Power, Gas, Water and Sanitary Services; Transport and communication; Trade services; Storage; Professional & Miscellaneous services and other sectors.
70GF Score

Get the complete analysis for DHA:ALARABANK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.50
Price
BDT16.69
GF Value