Al Arafah Islami Bank (DHA:ALARABANK) FCF Yield %: 64.98 (As of Jul. 03, 2026) — 102% Above Median


DHA:ALARABANK Al Arafah Islami Bank PLC DHA:ALARABANK
70 GF Score
Price BDT15.50
GF Value BDT16.69
Valuation Fairly Valued
! 3 Warning Signs
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What is Al Arafah Islami Bank FCF Yield %?

Al Arafah Islami Bank DHA:ALARABANK 70 FCF Yield % is 64.98 as of Jul. 03, 2026, which is 102% above its 10-year median of 32.16. GuruFocus rates DHA:ALARABANK with a GF Score™ of 70/100 and a GF Value™ of BDT16.69 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Al Arafah Islami Bank ranks better than 90.43% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Al Arafah Islami Bank's Trailing 12-Month Free Cash Flow is BDT11,599 Mil, and Market Cap is BDT17,851 Mil. Therefore, Al Arafah Islami Bank's FCF Yield % for today is 64.98%.

The historical rank and industry rank for Al Arafah Islami Bank's FCF Yield % or its related term are showing as below:

DHA:ALARABANK' s FCF Yield % Range Over the Past 10 Years
Min: -66.54   Med: 32.16   Max: 168.61
Current: 64.98


During the past 11 years, the highest FCF Yield % of Al Arafah Islami Bank was 168.61%. The lowest was -66.54%. And the median was 32.16%.

DHA:ALARABANK's FCF Yield % is ranked better than
90.43% of 1505 companies
in the Banks industry
Industry Median: 8.15 vs DHA:ALARABANK: 64.98

Al Arafah Islami Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 2.94%.


Al Arafah Islami Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Al Arafah Islami Bank FCF Yield % Related Terms


Al Arafah Islami Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Al Arafah Islami Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Arafah Islami Bank FCF Yield % Chart

Al Arafah Islami Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -36.27 41.15 -0.94 65.82 70.54

Al Arafah Islami Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.54 348.54 -144.05 30.83 2.53

Al Arafah Islami Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Al Arafah Islami Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Arafah Islami Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Al Arafah Islami Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Al Arafah Islami Bank's FCF Yield % falls into.


DHA:ALARABANK
70GF Score
Al Arafah Islami Bank PLC DHA:ALARABANK
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Arafah Islami Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Al Arafah Islami Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=12186.651 / 17275.38
=70.54%

Al Arafah Islami Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=116.539 * 4 / 18427.072
=2.53%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 64.98 mean?
Al Arafah Islami Bank (DHA:ALARABANK) has a FCF Yield % of 64.98 as of Jul. 03, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Al Arafah Islami Bank and its competitors. This is 102% above median its historical median of 32.16. According to the industry distribution chart, Al Arafah Islami Bank ranks #144 out of 1505 companies in the Banks industry, placing it in the top 9.6%.
Is Al Arafah Islami Bank's FCF Yield % too high?
Al Arafah Islami Bank's current FCF Yield % of 64.98 is 102% above median its 10-year median of 32.16. The Banks industry median FCF Yield % is 8.15. Al Arafah Islami Bank's value of 64.98 is 697.3% above this industry median. Based on the distribution chart, Al Arafah Islami Bank ranks #144 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Al Arafah Islami Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Arafah Islami Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Al Arafah Islami Bank ranks #144 out of 1505 companies for FCF Yield %. This places Al Arafah Islami Bank in the top 10% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.15. Al Arafah Islami Bank's value of 64.98 is 697.3% above this benchmark. While the company's 10-year median is 32.16 vs. the industry median of 8.15, Al Arafah Islami Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Arafah Islami Bank's current FCF Yield % of 64.98 is 697.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Al Arafah Islami Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Arafah Islami Bank's current FCF Yield % is 64.98, which is 102% above median its own 10-year median of 32.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Arafah Islami Bank stock overvalued right now?
Based on GuruFocus' analysis, Al Arafah Islami Bank (DHA:ALARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT16.69, compared to a current price of BDT15.50 — trading 7.1% below its estimated fair value. The current FCF Yield % is 64.98, which is 102% above median its 10-year median of 32.16 and 697.3% above the Banks industry median of 8.15. Al Arafah Islami Bank's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Al Arafah Islami Bank (DHA:ALARABANK), the current FCF Yield % is 64.98 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Arafah Islami Bank (DHA:ALARABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Al Arafah Islami Bank stock appears to be undervalued. The current stock price of BDT15.50 is trading 7.1% below its estimated GF Value™ of BDT16.69. GuruFocus considers Al Arafah Islami Bank to be Fairly Valued.

Key valuation signals for DHA:ALARABANK:

  • FCF Yield %: 64.98 (102% above median its 10-year median of 32.16)
  • GF Value™: BDT16.69 vs. price of BDT15.50 (7.1% below fair value)
  • GF Score™: 70/100 with 3 warning signs
  • Industry Position: 697.3% above the Banks median (#144 of 1505)

No single metric tells the full story. See the DHA:ALARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Arafah Islami Bank Business Description

Address 63, Purana Paltan, Daynik Bangla Mor, Al-Arafah Tower, 1st & 2nd Floor, Dhaka, BGD, 1000
Al Arafah Islami Bank PLC is a Bangladesh-based company engaged in providing commercial banking, consumer banking, trade finance, and related custody and clearing services. Its deposit products include current, saving, term, and short notice deposits; and marriage savings investment schemes, among others. The principal activities of the Bank are to provide a comprehensive range of financial services including commercial banking, consumer banking, trade finance and other related custody and clearing services to the customers. Geographically, it operates only in Bangladesh. It serves Agriculture; Construction; Power, Gas, Water and Sanitary Services; Transport and communication; Trade services; Storage; Professional & Miscellaneous services and other sectors.
70GF Score

Get the complete analysis for DHA:ALARABANK

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.50
Price
BDT16.69
GF Value