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Al Arafah Islami Bank PLC stock PB Ratio (=0.82) is close to 1-year high of 0.85.
The historical rank and industry rank for Al Arafah Islami Bank's PB Ratio or its related term are showing as below:
DHA:ALARABANK'
s PB Ratio Range Over the Past 10 Years
Min: 0.6 Med: 1.04 Max: 1.36
Current: 0.82
During the past 11 years, Al Arafah Islami Bank's highest PB Ratio was 1.36. The lowest was 0.60. And the median was 1.04.
DHA:ALARABANK's PB Ratio is ranked better than 72.69% of 1516
companies
in the Banks industry
Industry Median: 1.12
vs DHA:ALARABANK: 0.82
During the past 12 months, Al Arafah Islami Bank's average Book Value Per Share Growth Rate was 1.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.20% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.30% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.00% per year.
During the past 11 years, the highest 3-Year average Book Value Per Share Growth Rate of Al Arafah Islami Bank was 7.40% per year. The lowest was -0.30% per year. And the median was 3.10% per year.
Back to Basics: PB Ratio
Al Arafah Islami Bank (DHA:ALARABANK) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Arafah Islami Bank PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Al Arafah Islami Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Arafah Islami Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Al Arafah Islami Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Al Arafah Islami Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Al Arafah Islami Bank (DHA:ALARABANK) has a PB Ratio of 0.82 as of Jul. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al Arafah Islami Bank and its competitors. This is 21% below median its historical median of 1.04. Over the past decade, Al Arafah Islami Bank's PB Ratio has ranged from 0.60 to 1.36. According to the industry distribution chart, Al Arafah Islami Bank ranks #414 out of 1516 companies in the Banks industry, placing it in the top 27.3%.
Is Al Arafah Islami Bank's PB Ratio too high?
Al Arafah Islami Bank's current PB Ratio of 0.82 is 21% below median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 1.36. The Banks industry median PB Ratio is 1.12. Al Arafah Islami Bank's value of 0.82 is 26.8% below this industry median. Based on the distribution chart, Al Arafah Islami Bank ranks #414 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Al Arafah Islami Bank has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Arafah Islami Bank's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Al Arafah Islami Bank ranks #414 out of 1516 companies for PB Ratio. This puts Al Arafah Islami Bank in the upper half of its industry. The industry median PB Ratio is 1.12. Al Arafah Islami Bank's value of 0.82 is 26.8% below this benchmark. Historically, Al Arafah Islami Bank's own PB Ratio has ranged from 0.60 to 1.36 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 1.12, Al Arafah Islami Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Arafah Islami Bank's current PB Ratio of 0.82 is 26.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Al Arafah Islami Bank and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Arafah Islami Bank's current PB Ratio is 0.82, which is 21% below median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Arafah Islami Bank stock overvalued right now?
Based on GuruFocus' analysis, Al Arafah Islami Bank (DHA:ALARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT16.65, compared to a current price of BDT17.40 — trading 4.5% above its estimated fair value. The current PB Ratio is 0.82, which is 21% below median its 10-year median of 1.04 and 26.8% below the Banks industry median of 1.12. Al Arafah Islami Bank's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Al Arafah Islami Bank (DHA:ALARABANK), the current PB Ratio is 0.82 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Arafah Islami Bank (DHA:ALARABANK) Overvalued in 2026?
Based on GuruFocus' analysis, Al Arafah Islami Bank stock appears to be overvalued.
The current stock price of BDT17.40 is trading 4.5% above its estimated GF Value™ of BDT16.65.
GuruFocus considers Al Arafah Islami Bank to be Fairly Valued.
Key valuation signals for DHA:ALARABANK:
PB Ratio: 0.82 (21% below median its 10-year median of 1.04)
GF Value™: BDT16.65 vs. price of BDT17.40 (4.5% above fair value)
Industry Position: 26.8% below the Banks median (#414 of 1516)
No single metric tells the full story. See the DHA:ALARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Arafah Islami Bank PLC is a Bangladesh-based company engaged in providing commercial banking, consumer banking, trade finance, and related custody and clearing services. Its deposit products include current, saving, term, and short notice deposits; and marriage savings investment schemes, among others. The principal activities of the Bank are to provide a comprehensive range of financial services including commercial banking, consumer banking, trade finance and other related custody and clearing services to the customers. Geographically, it operates only in Bangladesh. It serves Agriculture; Construction; Power, Gas, Water and Sanitary Services; Transport and communication; Trade services; Storage; Professional & Miscellaneous services and other sectors.
69GF Score
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