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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Al Arafah Islami Bank's selling, general, & admin. expense for the
three
months ended in Jun. 2026 was BDT119 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was BDT426 Mil.
Al Arafah Islami Bank (DHA:ALARABANK) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Al Arafah Islami Bank Selling, General, & Admin. Expense Related Terms
Al Arafah Islami Bank Selling, General, & Admin. Expense Historical Data
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The historical data trend for Al Arafah Islami Bank's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Arafah Islami Bank Selling, General, & Admin. Expense Chart
Al Arafah Islami Bank Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, Al Arafah Islami Bank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Arafah Islami Bank Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, Al Arafah Islami Bank's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Al Arafah Islami Bank's Selling, General, & Admin. Expense falls into.
Al Arafah Islami Bank Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT426 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of BDT426 Mil mean?
Al Arafah Islami Bank (DHA:ALARABANK) has a Selling, General, & Admin. Expense of BDT426 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Al Arafah Islami Bank and its competitors.
Is Al Arafah Islami Bank's Selling, General, & Admin. Expense too high?
Al Arafah Islami Bank's current Selling, General, & Admin. Expense is BDT426 Mil. Overall, Al Arafah Islami Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Arafah Islami Bank's Selling, General, & Admin. Expense compare to competitors?
Al Arafah Islami Bank's Selling, General, & Admin. Expense of BDT426 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Al Arafah Islami Bank and its competitors. Al Arafah Islami Bank's current Selling, General, & Admin. Expense is BDT426 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Arafah Islami Bank stock overvalued right now?
Based on GuruFocus' analysis, Al Arafah Islami Bank (DHA:ALARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT17.34, compared to a current price of BDT16.40 — trading 5.4% below its estimated fair value. The current Selling, General, & Admin. Expense is BDT426 Mil. Al Arafah Islami Bank's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Al Arafah Islami Bank (DHA:ALARABANK), the current Selling, General, & Admin. Expense is BDT426 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Arafah Islami Bank (DHA:ALARABANK) Overvalued in 2026?
Based on GuruFocus' analysis, Al Arafah Islami Bank stock appears to be undervalued.
The current stock price of BDT16.40 is trading 5.4% below its estimated GF Value™ of BDT17.34.
GuruFocus considers Al Arafah Islami Bank to be Fairly Valued.
Key valuation signals for DHA:ALARABANK:
Selling, General, & Admin. Expense: BDT426 Mil
GF Value™: BDT17.34 vs. price of BDT16.40 (5.4% below fair value)
No single metric tells the full story. See the DHA:ALARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Arafah Islami Bank PLC is a Bangladesh-based company engaged in providing commercial banking, consumer banking, trade finance, and related custody and clearing services. Its deposit products include current, saving, term, and short notice deposits; and marriage savings investment schemes, among others. The principal activities of the Bank are to provide a comprehensive range of financial services including commercial banking, consumer banking, trade finance and other related custody and clearing services to the customers. Geographically, it operates only in Bangladesh. It serves Agriculture; Construction; Power, Gas, Water and Sanitary Services; Transport and communication; Trade services; Storage; Professional & Miscellaneous services and other sectors.
72GF Score
Get the complete analysis for DHA:ALARABANK
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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