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Al Arafah Islami BankDHA:ALARABANK 69 PS Ratio is 1.35 as of Jul. 21, 2026, which is 13% below its 10-year median of 1.55. GuruFocus rates DHA:ALARABANK with a GF Score™ of 69/100 and a GF Value™ of BDT16.65 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,514 Banks companies, Al Arafah Islami Bank ranks better than 86.92% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Al Arafah Islami Bank's share price is BDT17.40.
Al Arafah Islami Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was BDT12.86. Hence, Al Arafah Islami Bank's PS Ratio for today is 1.35.
Warning Sign:
Al Arafah Islami Bank PLC stock PS Ratio (=1.35) is close to 2-year high of 1.41.
The historical rank and industry rank for Al Arafah Islami Bank's PS Ratio or its related term are showing as below:
DHA:ALARABANK'
s PS Ratio Range Over the Past 10 Years
Min: 0.98 Med: 1.55 Max: 2.28
Current: 1.36
During the past 11 years, Al Arafah Islami Bank's highest PS Ratio was 2.28. The lowest was 0.98. And the median was 1.55.
DHA:ALARABANK's PS Ratio is ranked better than 86.92% of 1514
companies
in the Banks industry
Industry Median: 3.035
vs DHA:ALARABANK: 1.36
Al Arafah Islami Bank PLC revenue per share has been in decline over the past 3 years.
During the past 12 months, the average Revenue per Share Growth Rate of Al Arafah Islami Bank was -23.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was -3.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 4.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 5.50% per year.
During the past 11 years, Al Arafah Islami Bank's highest 3-Year average Revenue per Share Growth Rate was 11.80% per year. The lowest was -3.80% per year. And the median was 6.05% per year.
Back to Basics: PS Ratio
Al Arafah Islami Bank (DHA:ALARABANK) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Arafah Islami Bank PS Ratio Competitor Comparison
For the Banks - Regional subindustry, Al Arafah Islami Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Arafah Islami Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Al Arafah Islami Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Al Arafah Islami Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Al Arafah Islami Bank's Share Price of today is BDT17.40. Al Arafah Islami Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT12.86.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Al Arafah Islami Bank (DHA:ALARABANK) has a PS Ratio of 1.35 as of Jul. 21, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Al Arafah Islami Bank and its competitors. This is 13% below median its historical median of 1.55. Over the past decade, Al Arafah Islami Bank's PS Ratio has ranged from 0.98 to 2.28. According to the industry distribution chart, Al Arafah Islami Bank ranks #198 out of 1514 companies in the Banks industry, placing it in the top 13.1%.
Is Al Arafah Islami Bank's PS Ratio too high?
Al Arafah Islami Bank's current PS Ratio of 1.35 is 13% below median its 10-year median of 1.55. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 2.28. The Banks industry median PS Ratio is 3.04. Al Arafah Islami Bank's value of 1.35 is 55.5% below this industry median. Based on the distribution chart, Al Arafah Islami Bank ranks #198 out of 1514 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Al Arafah Islami Bank has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Arafah Islami Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Al Arafah Islami Bank ranks #198 out of 1514 companies for PS Ratio. This places Al Arafah Islami Bank in the top 13% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.04. Al Arafah Islami Bank's value of 1.35 is 55.5% below this benchmark. Historically, Al Arafah Islami Bank's own PS Ratio has ranged from 0.98 to 2.28 over the past decade. While the company's 10-year median is 1.55 vs. the industry median of 3.04, Al Arafah Islami Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.04, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Arafah Islami Bank's current PS Ratio of 1.35 is 55.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Al Arafah Islami Bank and its competitors. For the Banks industry, the median PS Ratio is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Arafah Islami Bank's current PS Ratio is 1.35, which is 13% below median its own 10-year median of 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Arafah Islami Bank stock overvalued right now?
Based on GuruFocus' analysis, Al Arafah Islami Bank (DHA:ALARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT16.65, compared to a current price of BDT17.40 — trading 4.5% above its estimated fair value. The current PS Ratio is 1.35, which is 13% below median its 10-year median of 1.55 and 55.5% below the Banks industry median of 3.04. Al Arafah Islami Bank's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Al Arafah Islami Bank (DHA:ALARABANK), the current PS Ratio is 1.35 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Arafah Islami Bank (DHA:ALARABANK) Overvalued in 2026?
Based on GuruFocus' analysis, Al Arafah Islami Bank stock appears to be overvalued.
The current stock price of BDT17.40 is trading 4.5% above its estimated GF Value™ of BDT16.65.
GuruFocus considers Al Arafah Islami Bank to be Fairly Valued.
Key valuation signals for DHA:ALARABANK:
PS Ratio: 1.35 (13% below median its 10-year median of 1.55)
GF Value™: BDT16.65 vs. price of BDT17.40 (4.5% above fair value)
Industry Position: 55.5% below the Banks median (#198 of 1514)
No single metric tells the full story. See the DHA:ALARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Arafah Islami Bank PLC is a Bangladesh-based company engaged in providing commercial banking, consumer banking, trade finance, and related custody and clearing services. Its deposit products include current, saving, term, and short notice deposits; and marriage savings investment schemes, among others. The principal activities of the Bank are to provide a comprehensive range of financial services including commercial banking, consumer banking, trade finance and other related custody and clearing services to the customers. Geographically, it operates only in Bangladesh. It serves Agriculture; Construction; Power, Gas, Water and Sanitary Services; Transport and communication; Trade services; Storage; Professional & Miscellaneous services and other sectors.
69GF Score
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