The historical rank and industry rank for Al Arafah Islami Bank's FCF Margin % or its related term are showing as below:
DHA:ALARABANK'
s FCF Margin % Range Over the Past 10 Years
Min: -122.21 Med: 68.05 Max: 99.68
Current: 78.32
During the past 11 years, the highest FCF Margin % of Al Arafah Islami Bank was 99.68%. The lowest was -122.21%. And the median was 68.05%.
DHA:ALARABANK's FCF Margin % is ranked better than 81.97% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs DHA:ALARABANK: 78.32
Al Arafah Islami Bank FCF Margin % Related Terms
Al Arafah Islami Bank FCF Margin % Historical Data
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The historical data trend for Al Arafah Islami Bank's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Arafah Islami Bank FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Al Arafah Islami Bank's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Arafah Islami Bank FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Al Arafah Islami Bank's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Al Arafah Islami Bank's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Arafah Islami Bank (DHA:ALARABANK) has a FCF Margin % of 2.94% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Al Arafah Islami Bank and its competitors. This is 96% below median its historical median of 68.05. According to the industry distribution chart, Al Arafah Islami Bank ranks #272 out of 1509 companies in the Banks industry, placing it in the top 18%.
Is Al Arafah Islami Bank's FCF Margin % too high?
Al Arafah Islami Bank's current FCF Margin % of 2.94% is 96% below median its 10-year median of 68.05. The Banks industry median FCF Margin % is 26.55. Al Arafah Islami Bank's value of 2.94% is 88.9% below this industry median. Based on the distribution chart, Al Arafah Islami Bank ranks #272 out of 1509 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Al Arafah Islami Bank has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Arafah Islami Bank's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Al Arafah Islami Bank ranks #272 out of 1509 companies for FCF Margin %. This places Al Arafah Islami Bank in the top 18% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. Al Arafah Islami Bank's value of 2.94% is 88.9% below this benchmark. While the company's 10-year median is 68.05 vs. the industry median of 26.55, Al Arafah Islami Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Arafah Islami Bank's current FCF Margin % of 2.94% is 88.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Al Arafah Islami Bank and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Arafah Islami Bank's current FCF Margin % is 2.94%, which is 96% below median its own 10-year median of 68.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Arafah Islami Bank stock overvalued right now?
Based on GuruFocus' analysis, Al Arafah Islami Bank (DHA:ALARABANK) is currently considered Fairly Valued. The stock's GF Value™ is BDT16.70, compared to a current price of BDT15.20 — trading 9% below its estimated fair value. The current FCF Margin % is 2.94%, which is 96% below median its 10-year median of 68.05 and 88.9% below the Banks industry median of 26.55. Al Arafah Islami Bank's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Al Arafah Islami Bank (DHA:ALARABANK), the current FCF Margin % is 2.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Arafah Islami Bank (DHA:ALARABANK) Overvalued in 2026?
Based on GuruFocus' analysis, Al Arafah Islami Bank stock appears to be undervalued.
The current stock price of BDT15.20 is trading 9% below its estimated GF Value™ of BDT16.70.
GuruFocus considers Al Arafah Islami Bank to be Fairly Valued.
Key valuation signals for DHA:ALARABANK:
FCF Margin %: 2.94% (96% below median its 10-year median of 68.05)
GF Value™: BDT16.70 vs. price of BDT15.20 (9% below fair value)
Industry Position: 88.9% below the Banks median (#272 of 1509)
No single metric tells the full story. See the DHA:ALARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Arafah Islami Bank PLC is a Bangladesh-based company engaged in providing commercial banking, consumer banking, trade finance, and related custody and clearing services. Its deposit products include current, saving, term, and short notice deposits; and marriage savings investment schemes, among others. The principal activities of the Bank are to provide a comprehensive range of financial services including commercial banking, consumer banking, trade finance and other related custody and clearing services to the customers. Geographically, it operates only in Bangladesh. It serves Agriculture; Construction; Power, Gas, Water and Sanitary Services; Transport and communication; Trade services; Storage; Professional & Miscellaneous services and other sectors.
69GF Score
Get the complete analysis for DHA:ALARABANK
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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