Al Arafah Islami Bank (DHA:ALARABANK) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 13, 2026)


DHA:ALARABANK Al Arafah Islami Bank PLC DHA:ALARABANK
70 GF Score
Price BDT16.00
GF Value BDT16.67
Valuation Fairly Valued
! 3 Warning Signs
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What is Al Arafah Islami Bank Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-13), Al Arafah Islami Bank's Predictability Rank is 2-Stars. Al Arafah Islami Bank's intrinsic value calculated from the Discounted Dividend model is BDT9.64 and current share price is BDT16.00. Consequently,

Al Arafah Islami Bank's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

Al Arafah Islami Bank Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Al Arafah Islami Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Al Arafah Islami Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Al Arafah Islami Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Al Arafah Islami Bank's Margin of Safety % (DCF Dividends Based) falls into.


DHA:ALARABANK
70GF Score
Al Arafah Islami Bank PLC DHA:ALARABANK
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Al Arafah Islami Bank Margin of Safety % (DCF Dividends Based) Calculation

Al Arafah Islami Bank's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-16.00)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is Al Arafah Islami Bank (DHA:ALARABANK) Overvalued in 2026?

Based on GuruFocus' analysis, Al Arafah Islami Bank stock appears to be undervalued. The current stock price of BDT16.00 is trading 4% below its estimated GF Value™ of BDT16.67. GuruFocus considers Al Arafah Islami Bank to be Fairly Valued.

Key valuation signals for DHA:ALARABANK:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: BDT16.67 vs. price of BDT16.00 (4% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the DHA:ALARABANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Al Arafah Islami Bank Business Description

Address 63, Purana Paltan, Daynik Bangla Mor, Al-Arafah Tower, 1st & 2nd Floor, Dhaka, BGD, 1000
Al Arafah Islami Bank PLC is a Bangladesh-based company engaged in providing commercial banking, consumer banking, trade finance, and related custody and clearing services. Its deposit products include current, saving, term, and short notice deposits; and marriage savings investment schemes, among others. The principal activities of the Bank are to provide a comprehensive range of financial services including commercial banking, consumer banking, trade finance and other related custody and clearing services to the customers. Geographically, it operates only in Bangladesh. It serves Agriculture; Construction; Power, Gas, Water and Sanitary Services; Transport and communication; Trade services; Storage; Professional & Miscellaneous services and other sectors.
70GF Score

Get the complete analysis for DHA:ALARABANK

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT16.00
Price
BDT16.67
GF Value