SLBK (Skyline Bankshares) E10: $1.61 (As of Mar. 2026)


SLBK Skyline Bankshares Inc SLBK
63 GF Score
Price $26.15
GF Value $16.97
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Skyline Bankshares E10?

Skyline Bankshares SLBK 63 E10 is $1.61 as of Mar. 2026. GuruFocus rates SLBK with a GF Score™ of 63/100 and a GF Value™ of $16.97 (Significantly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Skyline Bankshares's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.820. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.61 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-25), Skyline Bankshares's current stock price is $26.15. Skyline Bankshares's E10 for the quarter that ended in Mar. 2026 was $1.61. Skyline Bankshares's Shiller PE Ratio of today is 16.24.

During the past 11 years, the highest Shiller PE Ratio of Skyline Bankshares was 16.24. The lowest was 11.51. And the median was 12.94.


Skyline Bankshares  (OTCPK:SLBK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Skyline Bankshares's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=26.15/1.61
=16.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of Skyline Bankshares was 16.24. The lowest was 11.51. And the median was 12.94.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Skyline Bankshares E10 Related Terms


Skyline Bankshares E10 Historical Data

* Premium members only.

The historical data trend for Skyline Bankshares's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skyline Bankshares E10 Chart

Skyline Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 1.51

Skyline Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.35 1.43 1.51 1.61

SLBK vs FNWD, RMBI, SRBK: E10 Comparison

For the Banks - Regional subindustry, Skyline Bankshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Skyline Bankshares Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Skyline Bankshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Skyline Bankshares's Shiller PE Ratio falls into.


SLBK
63GF Score
Skyline Bankshares Inc SLBK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Skyline Bankshares E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Skyline Bankshares's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.82/330.2130*330.2130
=0.820

Current CPI (Mar. 2026) = 330.2130.

Skyline Bankshares Quarterly Data

per share eps CPI Adj_EPS
201606 0.108 241.018 0.148
201609 0.210 241.428 0.287
201612 0.050 241.432 0.068
201703 0.140 243.801 0.190
201706 0.160 244.955 0.216
201709 0.230 246.819 0.308
201712 -0.040 246.524 -0.054
201803 0.200 249.554 0.265
201806 0.200 251.989 0.262
201809 0.280 252.439 0.366
201812 0.220 251.233 0.289
201903 0.270 254.202 0.351
201906 0.280 256.143 0.361
201909 0.330 256.759 0.424
201912 0.280 256.974 0.360
202003 0.270 258.115 0.345
202006 0.180 257.797 0.231
202009 0.230 260.280 0.292
202012 0.280 260.474 0.355
202103 0.310 264.877 0.386
202106 0.380 271.696 0.462
202109 0.450 274.310 0.542
202112 0.450 278.802 0.533
202203 0.430 287.504 0.494
202206 0.400 296.311 0.446
202209 0.500 296.808 0.556
202212 0.510 296.797 0.567
202303 0.490 301.836 0.536
202306 0.490 305.109 0.530
202309 0.370 307.789 0.397
202312 0.390 306.746 0.420
202403 0.370 312.332 0.391
202406 0.330 314.175 0.347
202409 0.190 315.301 0.199
202412 0.450 315.605 0.471
202503 0.640 319.799 0.661
202506 0.680 322.561 0.696
202509 0.730 324.800 0.742
202512 0.790 324.054 0.805
202603 0.820 330.213 0.820

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $1.61 mean?
Skyline Bankshares (SLBK) has a E10 of $1.61 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Skyline Bankshares and its competitors.
Is Skyline Bankshares' E10 too high?
Skyline Bankshares' current E10 is $1.61. Overall, Skyline Bankshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skyline Bankshares' E10 compare to FNWD and RMBI?
Skyline Bankshares' E10 of $1.61 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Skyline Bankshares and its competitors. Skyline Bankshares's current E10 is $1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyline Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Skyline Bankshares (SLBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.97, compared to a current price of $26.15 — trading 54.1% above its estimated fair value. The current E10 is $1.61. Skyline Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Skyline Bankshares (SLBK), the current E10 is $1.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skyline Bankshares (SLBK) Overvalued in 2026?

Based on GuruFocus' analysis, Skyline Bankshares stock appears to be overvalued. The current stock price of $26.15 is trading 54.1% above its estimated GF Value™ of $16.97. GuruFocus considers Skyline Bankshares to be Significantly Overvalued.

Key valuation signals for SLBK:

  • E10: $1.61
  • GF Value™: $16.97 vs. price of $26.15 (54.1% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the SLBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Skyline Bankshares Business Description

Address 212 East Main Street, Floyd, VA, USA, 24091
Skyline Bankshares Inc is a bank holding company. The company's product and service portfolio includes regular savings, demand, NOW, money market deposits, individual retirement accounts, and small denomination certificates of deposit. It also offers a variety of secured loans, including commercial lines of credit, commercial term loans, real estate, construction, home equity, consumer and other loans. The Bank's lending services include real estate, commercial, agricultural, and consumer loans.
63GF Score

Get the complete analysis for SLBK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.15
Price
$16.97
GF Value