SLBK (Skyline Bankshares) Moat Score: 3/10 (As of Jun. 28, 2026)


SLBK Skyline Bankshares Inc SLBK
63 GF Score
Price $26.50
GF Value $16.98
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Skyline Bankshares Moat Score?

Skyline Bankshares SLBK 63 Moat Score is 3 as of Jun. 28, 2026. GuruFocus rates SLBK with a GF Score™ of 63/100 and a GF Value™ of $16.98 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,614 Banks companies, Skyline Bankshares ranks better than 74.54% on this metric.

Skyline Bankshares has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Skyline Bankshares has No Moat: Skyline Bankshares Inc lacks significant market leadership or unique competitive advantages. The company does not exhibit strong brand strength, network effects, or significant customer switching costs, resulting in a very weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Skyline Bankshares might have No Moat - Very weak/transient advantages.

Skyline Bankshares  (OTCPK:SLBK) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Skyline Bankshares Moat Score Related Terms

SLBK vs FNWD, RMBI, SRBK: Moat Score Comparison

For the Banks - Regional subindustry, Skyline Bankshares's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Skyline Bankshares Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Skyline Bankshares's Moat Score distribution charts can be found below:

* The bar in red indicates where Skyline Bankshares's Moat Score falls into.


SLBK
63GF Score
Skyline Bankshares Inc SLBK
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Skyline Bankshares (SLBK) has a Moat Score of 3 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Skyline Bankshares ranks #411 out of 1614 companies in the Banks industry, placing it in the top 25.5%.
Is Skyline Bankshares' Moat Score too high?
Skyline Bankshares' current Moat Score is 3. Based on the distribution chart, Skyline Bankshares ranks #411 out of 1614 companies in the Banks industry, which is above the industry midpoint. Overall, Skyline Bankshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skyline Bankshares' Moat Score compare to FNWD and RMBI?
According to the Banks industry distribution chart, Skyline Bankshares ranks #411 out of 1614 companies for Moat Score. This puts Skyline Bankshares in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Skyline Bankshares's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyline Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Skyline Bankshares (SLBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.98, compared to a current price of $26.50 — trading 56.1% above its estimated fair value. The current Moat Score is 3. Skyline Bankshares' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Skyline Bankshares (SLBK), the current Moat Score is 3 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skyline Bankshares (SLBK) Overvalued in 2026?

Based on GuruFocus' analysis, Skyline Bankshares stock appears to be overvalued. The current stock price of $26.50 is trading 56.1% above its estimated GF Value™ of $16.98. GuruFocus considers Skyline Bankshares to be Significantly Overvalued.

Key valuation signals for SLBK:

  • Moat Score: 3
  • GF Value™: $16.98 vs. price of $26.50 (56.1% above fair value)
  • GF Score™: 63/100 with 5 warning signs

No single metric tells the full story. See the SLBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Skyline Bankshares Business Description

Address 212 East Main Street, Floyd, VA, USA, 24091
Skyline Bankshares Inc is a bank holding company. The company's product and service portfolio includes regular savings, demand, NOW, money market deposits, individual retirement accounts, and small denomination certificates of deposit. It also offers a variety of secured loans, including commercial lines of credit, commercial term loans, real estate, construction, home equity, consumer and other loans. The Bank's lending services include real estate, commercial, agricultural, and consumer loans.
63GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.50
Price
$16.98
GF Value