SLBK (Skyline Bankshares) OCF Margin %: 40.71% (As of Mar. 2026) — 61% Above Median


SLBK Skyline Bankshares Inc SLBK
63 GF Score
Price $26.15
GF Value $16.97
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Skyline Bankshares OCF Margin %?

Skyline Bankshares SLBK 63 OCF Margin % is 40.71% as of Mar. 2026, which is 61% above its 10-year median of 25.28. GuruFocus rates SLBK with a GF Score™ of 63/100 and a GF Value™ of $16.97 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,500 Banks companies, Skyline Bankshares ranks better than 57.27% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Skyline Bankshares's Cash Flow from Operations for the three months ended in Mar. 2026 was $6.31 Mil. Skyline Bankshares's Revenue for the three months ended in Mar. 2026 was $15.50 Mil. Therefore, Skyline Bankshares's OCF Margin % for the quarter that ended in Mar. 2026 was 40.71%.

As of today, Skyline Bankshares's current OCF Yield % is 13.60%.

The historical rank and industry rank for Skyline Bankshares's OCF Margin % or its related term are showing as below:

SLBK' s OCF Margin % Range Over the Past 10 Years
Min: 0.39   Med: 25.28   Max: 32.27
Current: 33.52


During the past 11 years, the highest OCF Margin % of Skyline Bankshares was 32.27%. The lowest was 0.39%. And the median was 25.28%.

SLBK's OCF Margin % is ranked better than
57.27% of 1500 companies
in the Banks industry
Industry Median: 29.44 vs SLBK: 33.52


Skyline Bankshares OCF Margin % Related Terms


Skyline Bankshares OCF Margin % Historical Data

* Premium members only.

The historical data trend for Skyline Bankshares's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skyline Bankshares OCF Margin % Chart

Skyline Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.56 25.99 26.65 27.24 32.27

Skyline Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.40 32.70 32.40 28.13 40.71

SLBK vs FNWD, RMBI, SRBK: OCF Margin % Comparison

For the Banks - Regional subindustry, Skyline Bankshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Skyline Bankshares OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Skyline Bankshares's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Skyline Bankshares's OCF Margin % falls into.


SLBK
63GF Score
Skyline Bankshares Inc SLBK
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Skyline Bankshares OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Skyline Bankshares's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=18.774/58.181
=32.27 %

Skyline Bankshares's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=6.31/15.501
=40.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 40.71% mean?
Skyline Bankshares (SLBK) has a OCF Margin % of 40.71% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Skyline Bankshares and its competitors. This is 61% above median its historical median of 25.28. Over the past decade, Skyline Bankshares' OCF Margin % has ranged from 0.39 to 32.27. According to the industry distribution chart, Skyline Bankshares ranks #641 out of 1500 companies in the Banks industry, placing it in the top 42.7%.
Is Skyline Bankshares' OCF Margin % too high?
Skyline Bankshares' current OCF Margin % of 40.71% is 61% above median its 10-year median of 25.28. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 32.27. The Banks industry median OCF Margin % is 29.44. Skyline Bankshares' value of 40.71% is 38.3% above this industry median. Based on the distribution chart, Skyline Bankshares ranks #641 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Skyline Bankshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skyline Bankshares' OCF Margin % compare to FNWD and RMBI?
According to the Banks industry distribution chart, Skyline Bankshares ranks #641 out of 1500 companies for OCF Margin %. This puts Skyline Bankshares in the upper half of its industry. The industry median OCF Margin % is 29.44. Skyline Bankshares' value of 40.71% is 38.3% above this benchmark. Historically, Skyline Bankshares' own OCF Margin % has ranged from 0.39 to 32.27 over the past decade. While the company's 10-year median is 25.28 vs. the industry median of 29.44, Skyline Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skyline Bankshares's current OCF Margin % of 40.71% is 38.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Skyline Bankshares and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skyline Bankshares's current OCF Margin % is 40.71%, which is 61% above median its own 10-year median of 25.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyline Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Skyline Bankshares (SLBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.97, compared to a current price of $26.15 — trading 54.1% above its estimated fair value. The current OCF Margin % is 40.71%, which is 61% above median its 10-year median of 25.28 and 38.3% above the Banks industry median of 29.44. Skyline Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Skyline Bankshares (SLBK), the current OCF Margin % is 40.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skyline Bankshares (SLBK) Overvalued in 2026?

Based on GuruFocus' analysis, Skyline Bankshares stock appears to be overvalued. The current stock price of $26.15 is trading 54.1% above its estimated GF Value™ of $16.97. GuruFocus considers Skyline Bankshares to be Significantly Overvalued.

Key valuation signals for SLBK:

  • OCF Margin %: 40.71% (61% above median its 10-year median of 25.28)
  • GF Value™: $16.97 vs. price of $26.15 (54.1% above fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 38.3% above the Banks median (#641 of 1500)

No single metric tells the full story. See the SLBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Skyline Bankshares Business Description

Address 212 East Main Street, Floyd, VA, USA, 24091
Skyline Bankshares Inc is a bank holding company. The company's product and service portfolio includes regular savings, demand, NOW, money market deposits, individual retirement accounts, and small denomination certificates of deposit. It also offers a variety of secured loans, including commercial lines of credit, commercial term loans, real estate, construction, home equity, consumer and other loans. The Bank's lending services include real estate, commercial, agricultural, and consumer loans.
63GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.15
Price
$16.97
GF Value