Skyline BanksharesSLBK -0.32%63 Return-on-Tangible-Equity is 18.77% as of Mar. 2026, which is 93% above its 10-year median of 9.75. GuruFocus rates SLBK with a GF Score™ of 63/100 and a GF Value™ of $17.01 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Skyline Bankshares ranks better than 86.54% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Skyline Bankshares's annualized net income for the quarter that ended in Mar. 2026 was $18.40 Mil. Skyline Bankshares's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $98.05 Mil. Therefore, Skyline Bankshares's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 18.77%.
The historical rank and industry rank for Skyline Bankshares's Return-on-Tangible-Equity or its related term are showing as below:
SLBK'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.48 Med: 9.75 Max: 18.55
Current: 18.55
During the past 11 years, Skyline Bankshares's highest Return-on-Tangible-Equity was 18.55%. The lowest was 4.48%. And the median was 9.75%.
SLBK's Return-on-Tangible-Equity is ranked better than 86.54% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs SLBK: 18.55
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Skyline Bankshares Return-on-Tangible-Equity Related Terms
Skyline Bankshares Return-on-Tangible-Equity Historical Data
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The historical data trend for Skyline Bankshares's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SLBK vs INBC, PONT, TYFG: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Skyline Bankshares's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skyline Bankshares Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Skyline Bankshares's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Skyline Bankshares's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 18.77% mean?
Skyline Bankshares (SLBK) has a Return-on-Tangible-Equity of 18.77% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Skyline Bankshares and its competitors. This is 93% above median its historical median of 9.75. Over the past decade, Skyline Bankshares' Return-on-Tangible-Equity has ranged from 4.48 to 18.55. According to the industry distribution chart, Skyline Bankshares ranks #205 out of 1523 companies in the Banks industry, placing it in the top 13.5%.
Is Skyline Bankshares' Return-on-Tangible-Equity too high?
Skyline Bankshares' current Return-on-Tangible-Equity of 18.77% is 93% above median its 10-year median of 9.75. Over the past 10 years, this metric has ranged from a low of 4.48 to a high of 18.55. The Banks industry median Return-on-Tangible-Equity is 11.20. Skyline Bankshares' value of 18.77% is 67.6% above this industry median. Based on the distribution chart, Skyline Bankshares ranks #205 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Skyline Bankshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skyline Bankshares' Return-on-Tangible-Equity compare to INBC and PONT?
According to the Banks industry distribution chart, Skyline Bankshares ranks #205 out of 1523 companies for Return-on-Tangible-Equity. This places Skyline Bankshares in the top 14% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.20. Skyline Bankshares' value of 18.77% is 67.6% above this benchmark. Historically, Skyline Bankshares' own Return-on-Tangible-Equity has ranged from 4.48 to 18.55 over the past decade. While the company's 10-year median is 9.75 vs. the industry median of 11.20, Skyline Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skyline Bankshares's current Return-on-Tangible-Equity of 18.77% is 67.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Skyline Bankshares and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skyline Bankshares's current Return-on-Tangible-Equity is 18.77%, which is 93% above median its own 10-year median of 9.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyline Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Skyline Bankshares (SLBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.01, compared to a current price of $26.42 — trading 55.3% above its estimated fair value. The current Return-on-Tangible-Equity is 18.77%, which is 93% above median its 10-year median of 9.75 and 67.6% above the Banks industry median of 11.20. Skyline Bankshares' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Skyline Bankshares (SLBK), the current Return-on-Tangible-Equity is 18.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skyline Bankshares (SLBK) Overvalued in 2026?
Based on GuruFocus' analysis, Skyline Bankshares stock appears to be overvalued.
The current stock price of $26.42 is trading 55.3% above its estimated GF Value™ of $17.01.
GuruFocus considers Skyline Bankshares to be Significantly Overvalued.
Key valuation signals for SLBK:
Return-on-Tangible-Equity: 18.77% (93% above median its 10-year median of 9.75)
GF Value™: $17.01 vs. price of $26.42 (55.3% above fair value)
Industry Position: 67.6% above the Banks median (#205 of 1523)
No single metric tells the full story. See the SLBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skyline Bankshares Inc is a bank holding company. The company's product and service portfolio includes regular savings, demand, NOW, money market deposits, individual retirement accounts, and small denomination certificates of deposit. It also offers a variety of secured loans, including commercial lines of credit, commercial term loans, real estate, construction, home equity, consumer and other loans. The Bank's lending services include real estate, commercial, agricultural, and consumer loans.
63GF Score
Get the complete analysis for SLBK
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