SLBK (Skyline Bankshares) Margin of Safety % (DCF FCF Based): 63.16% (As of Jun. 25, 2026)


SLBK Skyline Bankshares Inc SLBK
63 GF Score
Price $26.50
GF Value $16.97
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Skyline Bankshares Margin of Safety % (DCF FCF Based)?

Skyline Bankshares SLBK +1.34% 63 Margin of Safety % (DCF FCF Based) is 63.16% as of Jun. 25, 2026. GuruFocus rates SLBK with a GF Score™ of 63/100 and a GF Value™ of $16.97 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Skyline Bankshares's Predictability Rank is 3.5-Stars. Skyline Bankshares's intrinsic value calculated from the Discounted FCF model is $94.38 and current share price is $26.50. Consequently,

Skyline Bankshares's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 63.16%.

SLBK vs FNWD, RMBI, SRBK: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Skyline Bankshares's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Skyline Bankshares Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Skyline Bankshares's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Skyline Bankshares's Margin of Safety % (DCF FCF Based) falls into.


SLBK
63GF Score
Skyline Bankshares Inc SLBK
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Skyline Bankshares Margin of Safety % (DCF FCF Based) Calculation

Skyline Bankshares's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(71.94-26.50)/71.94
=63.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 63.16% mean?
Skyline Bankshares (SLBK) has a Margin of Safety % (DCF FCF Based) of 63.16% as of Jun. 25, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Skyline Bankshares.
Is Skyline Bankshares' Margin of Safety % (DCF FCF Based) too high?
Skyline Bankshares' current Margin of Safety % (DCF FCF Based) is 63.16%. Overall, Skyline Bankshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skyline Bankshares' Margin of Safety % (DCF FCF Based) compare to FNWD and RMBI?
Skyline Bankshares' Margin of Safety % (DCF FCF Based) of 63.16% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Skyline Bankshares. Skyline Bankshares's current Margin of Safety % (DCF FCF Based) is 63.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyline Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Skyline Bankshares (SLBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.97, compared to a current price of $26.50 — trading 56.2% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 63.16%. Skyline Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Skyline Bankshares (SLBK), the current Margin of Safety % (DCF FCF Based) is 63.16% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skyline Bankshares (SLBK) Overvalued in 2026?

Based on GuruFocus' analysis, Skyline Bankshares stock appears to be overvalued. The current stock price of $26.50 is trading 56.2% above its estimated GF Value™ of $16.97. GuruFocus considers Skyline Bankshares to be Significantly Overvalued.

Key valuation signals for SLBK:

  • Margin of Safety % (DCF FCF Based): 63.16%
  • GF Value™: $16.97 vs. price of $26.50 (56.2% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the SLBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Skyline Bankshares Business Description

Address 212 East Main Street, Floyd, VA, USA, 24091
Skyline Bankshares Inc is a bank holding company. The company's product and service portfolio includes regular savings, demand, NOW, money market deposits, individual retirement accounts, and small denomination certificates of deposit. It also offers a variety of secured loans, including commercial lines of credit, commercial term loans, real estate, construction, home equity, consumer and other loans. The Bank's lending services include real estate, commercial, agricultural, and consumer loans.
63GF Score

Get the complete analysis for SLBK

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.50
Price
$16.97
GF Value