Skyline BanksharesSLBK +1.34%63 Net Margin % is 29.68% as of Mar. 2026, which is 51% above its 10-year median of 19.63. GuruFocus rates SLBK with a GF Score™ of 63/100 and a GF Value™ of $16.97 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, Skyline Bankshares ranks better than 54.46% on this metric.
The historical rank and industry rank for Skyline Bankshares's Net Margin % or its related term are showing as below:
SLBK'
s Net Margin % Range Over the Past 10 Years
Min: 9.7 Med: 19.63 Max: 28.04
Current: 28.04
SLBK's Net Margin % is ranked better than 54.46% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs SLBK: 28.04
Skyline Bankshares (OTCPK:SLBK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Skyline Bankshares Net Margin % Related Terms
Skyline Bankshares Net Margin % Historical Data
* Premium members only.
The historical data trend for Skyline Bankshares's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Skyline Bankshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skyline Bankshares Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Skyline Bankshares's Net Margin % distribution charts can be found below:
* The bar in red indicates where Skyline Bankshares's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Skyline Bankshares (SLBK) has a Net Margin % of 29.68% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Skyline Bankshares and its competitors. This is 51% above median its historical median of 19.63. Over the past decade, Skyline Bankshares' Net Margin % has ranged from 9.70 to 28.04. According to the industry distribution chart, Skyline Bankshares ranks #695 out of 1526 companies in the Banks industry, placing it in the top 45.5%.
Is Skyline Bankshares' Net Margin % too high?
Skyline Bankshares' current Net Margin % of 29.68% is 51% above median its 10-year median of 19.63. Over the past 10 years, this metric has ranged from a low of 9.70 to a high of 28.04. The Banks industry median Net Margin % is 26.97. Skyline Bankshares' value of 29.68% is 10% above this industry median. Based on the distribution chart, Skyline Bankshares ranks #695 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Skyline Bankshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skyline Bankshares' Net Margin % compare to FNWD and RMBI?
According to the Banks industry distribution chart, Skyline Bankshares ranks #695 out of 1526 companies for Net Margin %. This puts Skyline Bankshares in the upper half of its industry. The industry median Net Margin % is 26.97. Skyline Bankshares' value of 29.68% is 10% above this benchmark. Historically, Skyline Bankshares' own Net Margin % has ranged from 9.70 to 28.04 over the past decade. While the company's 10-year median is 19.63 vs. the industry median of 26.97, Skyline Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skyline Bankshares's current Net Margin % of 29.68% is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Skyline Bankshares and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skyline Bankshares's current Net Margin % is 29.68%, which is 51% above median its own 10-year median of 19.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyline Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Skyline Bankshares (SLBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.97, compared to a current price of $26.50 — trading 56.2% above its estimated fair value. The current Net Margin % is 29.68%, which is 51% above median its 10-year median of 19.63 and 10% above the Banks industry median of 26.97. Skyline Bankshares' overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Skyline Bankshares (SLBK), the current Net Margin % is 29.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skyline Bankshares (SLBK) Overvalued in 2026?
Based on GuruFocus' analysis, Skyline Bankshares stock appears to be overvalued.
The current stock price of $26.50 is trading 56.2% above its estimated GF Value™ of $16.97.
GuruFocus considers Skyline Bankshares to be Significantly Overvalued.
Key valuation signals for SLBK:
Net Margin %: 29.68% (51% above median its 10-year median of 19.63)
GF Value™: $16.97 vs. price of $26.50 (56.2% above fair value)
Industry Position: 10% above the Banks median (#695 of 1526)
No single metric tells the full story. See the SLBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skyline Bankshares Inc is a bank holding company. The company's product and service portfolio includes regular savings, demand, NOW, money market deposits, individual retirement accounts, and small denomination certificates of deposit. It also offers a variety of secured loans, including commercial lines of credit, commercial term loans, real estate, construction, home equity, consumer and other loans. The Bank's lending services include real estate, commercial, agricultural, and consumer loans.
63GF Score
Get the complete analysis for SLBK
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