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Skyline BanksharesSLBK -3.01%63 5-Year Yield-on-Cost % is 4.74 as of Jul. 19, 2026, which is 6% below its 10-year median of 5.02. GuruFocus rates SLBK with a GF Score™ of 63/100 and a GF Value™ of $17.11 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,259 Banks companies, Skyline Bankshares ranks better than 62.11% on this metric.
Skyline Bankshares's yield on cost for the quarter that ended in Mar. 2026 was 4.74.
The historical rank and industry rank for Skyline Bankshares's 5-Year Yield-on-Cost % or its related term are showing as below:
SLBK'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.55 Med: 5.02 Max: 9.36
Current: 4.74
During the past 11 years, Skyline Bankshares's highest Yield on Cost was 9.36. The lowest was 1.55. And the median was 5.02.
SLBK's 5-Year Yield-on-Cost % is ranked better than 62.11% of 1259
companies
in the Banks industry
Industry Median: 3.86
vs SLBK: 4.74
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Skyline Bankshares 5-Year Yield-on-Cost % Related Terms
SLBK vs INBC, PONT, TYFG: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Skyline Bankshares's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Skyline Bankshares 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Skyline Bankshares's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Skyline Bankshares's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Skyline Bankshares (SLBK) has a 5-Year Yield-on-Cost % of 4.74 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Skyline Bankshares and its competitors. This is near median its historical median of 5.02. Over the past decade, Skyline Bankshares' 5-Year Yield-on-Cost % has ranged from 1.55 to 9.36. According to the industry distribution chart, Skyline Bankshares ranks #477 out of 1259 companies in the Banks industry, placing it in the top 37.9%.
Is Skyline Bankshares' 5-Year Yield-on-Cost % too high?
Skyline Bankshares' current 5-Year Yield-on-Cost % of 4.74 is near median its 10-year median of 5.02. Over the past 10 years, this metric has ranged from a low of 1.55 to a high of 9.36. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Skyline Bankshares' value of 4.74 is 22.8% above this industry median. Based on the distribution chart, Skyline Bankshares ranks #477 out of 1259 companies in the Banks industry, which is above the industry midpoint. Overall, Skyline Bankshares has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skyline Bankshares' 5-Year Yield-on-Cost % compare to INBC and PONT?
According to the Banks industry distribution chart, Skyline Bankshares ranks #477 out of 1259 companies for 5-Year Yield-on-Cost %. This puts Skyline Bankshares in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Skyline Bankshares' value of 4.74 is 22.8% above this benchmark. Historically, Skyline Bankshares' own 5-Year Yield-on-Cost % has ranged from 1.55 to 9.36 over the past decade. While the company's 10-year median is 5.02 vs. the industry median of 3.86, Skyline Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,259 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skyline Bankshares's current 5-Year Yield-on-Cost % of 4.74 is 22.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Skyline Bankshares and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skyline Bankshares's current 5-Year Yield-on-Cost % is 4.74, which is near median its own 10-year median of 5.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyline Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Skyline Bankshares (SLBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.11, compared to a current price of $25.75 — trading 50.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.74, which is near median its 10-year median of 5.02 and 22.8% above the Banks industry median of 3.86. Skyline Bankshares' overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Skyline Bankshares (SLBK), the current 5-Year Yield-on-Cost % is 4.74 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Skyline Bankshares (SLBK) Overvalued in 2026?
Based on GuruFocus' analysis, Skyline Bankshares stock appears to be overvalued.
The current stock price of $25.75 is trading 50.5% above its estimated GF Value™ of $17.11.
GuruFocus considers Skyline Bankshares to be Significantly Overvalued.
Key valuation signals for SLBK:
5-Year Yield-on-Cost %: 4.74 (near median its 10-year median of 5.02)
GF Value™: $17.11 vs. price of $25.75 (50.5% above fair value)
Industry Position: 22.8% above the Banks median (#477 of 1259)
No single metric tells the full story. See the SLBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Skyline Bankshares Inc is a bank holding company. The company's product and service portfolio includes regular savings, demand, NOW, money market deposits, individual retirement accounts, and small denomination certificates of deposit. It also offers a variety of secured loans, including commercial lines of credit, commercial term loans, real estate, construction, home equity, consumer and other loans. The Bank's lending services include real estate, commercial, agricultural, and consumer loans.
63GF Score
Get the complete analysis for SLBK
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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