Adris Grupa DD (ZAG:ADRS) E10: €3.79 (As of Mar. 2026)


ZAG:ADRS Adris Grupa DD ZAG:ADRS
64 GF Score
Price €150.00
GF Value €97.47
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Adris Grupa DD E10?

Adris Grupa DD ZAG:ADRS 64 E10 is €3.79 as of Mar. 2026. GuruFocus rates ZAG:ADRS with a GF Score™ of 64/100 and a GF Value™ of €97.47 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Adris Grupa DD's adjusted earnings per share data for the three months ended in Mar. 2026 was €-0.580. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €3.79 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Adris Grupa DD's average E10 Growth Rate was -16.30% per year. During the past 3 years, the average E10 Growth Rate was -4.60% per year. During the past 5 years, the average E10 Growth Rate was -0.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Adris Grupa DD was 3.40% per year. The lowest was -4.60% per year. And the median was 3.10% per year.

As of today (2026-07-05), Adris Grupa DD's current stock price is €150.00. Adris Grupa DD's E10 for the quarter that ended in Mar. 2026 was €3.79. Adris Grupa DD's Shiller PE Ratio of today is 39.58.

During the past 13 years, the highest Shiller PE Ratio of Adris Grupa DD was 123.54. The lowest was 13.53. And the median was 30.62.


Adris Grupa DD  (ZAG:ADRS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Adris Grupa DD's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=150.00/3.79
=39.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Adris Grupa DD was 123.54. The lowest was 13.53. And the median was 30.62.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Adris Grupa DD E10 Related Terms


Adris Grupa DD E10 Historical Data

* Premium members only.

The historical data trend for Adris Grupa DD's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adris Grupa DD E10 Chart

Adris Grupa DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.12 4.25 4.39 4.55 3.69

Adris Grupa DD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.53 4.65 2.38 3.69 3.79

ZAG:ADRS vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Adris Grupa DD's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adris Grupa DD Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Adris Grupa DD's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Adris Grupa DD's Shiller PE Ratio falls into.


ZAG:ADRS
64GF Score
Adris Grupa DD ZAG:ADRS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Adris Grupa DD E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Adris Grupa DD's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.58/330.2130*330.2130
=-0.580

Current CPI (Mar. 2026) = 330.2130.

Adris Grupa DD Quarterly Data

per share eps CPI Adj_EPS
201606 1.816 241.018 2.488
201609 3.128 241.428 4.278
201612 -0.640 241.432 -0.875
201703 0.013 243.801 0.018
201706 1.229 244.955 1.657
201709 3.223 246.819 4.312
201712 -1.986 246.524 -2.660
201803 -0.014 249.554 -0.019
201806 0.909 251.989 1.191
201809 3.992 252.439 5.222
201812 -2.329 251.233 -3.061
201903 -0.003 254.202 -0.004
201906 1.030 256.143 1.328
201909 3.530 256.759 4.540
201912 -1.256 256.974 -1.614
202003 -0.186 258.115 -0.238
202006 -0.540 257.797 -0.692
202009 1.919 260.280 2.435
202012 -0.755 260.474 -0.957
202103 -0.156 264.877 -0.194
202106 0.187 271.696 0.227
202109 4.050 274.310 4.875
202112 -1.625 278.802 -1.925
202203 -0.080 287.504 -0.092
202206 0.810 296.311 0.903
202209 4.210 296.808 4.684
202212 -1.080 296.797 -1.202
202303 -0.060 301.836 -0.066
202306 1.230 305.109 1.331
202309 4.490 307.789 4.817
202312 -1.660 306.746 -1.787
202403 -0.640 312.332 -0.677
202406 1.840 314.175 1.934
202409 5.080 315.301 5.320
202412 -2.060 315.605 -2.155
202503 -0.600 319.799 -0.620
202506 2.180 322.561 2.232
202509 5.850 324.800 5.947
202512 -2.370 324.054 -2.415
202603 -0.580 330.213 -0.580

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €3.79 mean?
Adris Grupa DD (ZAG:ADRS) has a E10 of €3.79 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Adris Grupa DD and its competitors.
Is Adris Grupa DD's E10 too high?
Adris Grupa DD's current E10 is €3.79. Overall, Adris Grupa DD has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adris Grupa DD's E10 compare to BRK.A and AIG?
Adris Grupa DD's E10 of €3.79 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Adris Grupa DD and its competitors. Adris Grupa DD's current E10 is €3.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adris Grupa DD stock overvalued right now?
Based on GuruFocus' analysis, Adris Grupa DD (ZAG:ADRS) is currently considered Significantly Overvalued. The stock's GF Value™ is €97.47, compared to a current price of €150.00 — trading 53.9% above its estimated fair value. The current E10 is €3.79. Adris Grupa DD's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Adris Grupa DD (ZAG:ADRS), the current E10 is €3.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adris Grupa DD (ZAG:ADRS) Overvalued in 2026?

Based on GuruFocus' analysis, Adris Grupa DD stock appears to be overvalued. The current stock price of €150.00 is trading 53.9% above its estimated GF Value™ of €97.47. GuruFocus considers Adris Grupa DD to be Significantly Overvalued.

Key valuation signals for ZAG:ADRS:

  • E10: €3.79
  • GF Value™: €97.47 vs. price of €150.00 (53.9% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the ZAG:ADRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adris Grupa DD Business Description

Other Exchanges ADRS2:Croatia
Address Obala Vladimira Nazora 1, Rovinj, HRV, 52210
Adris Grupa DD is engaged in management and investment of company. Its business unit comprises of Tourism, Healthy food production and Insurance.
64GF Score

Get the complete analysis for ZAG:ADRS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€150.00
Price
€97.47
GF Value