Adris Grupa DDZAG:ADRS +1.33%65 Quick Ratio is 0.73 as of Mar. 2026, which is 30% below its 10-year median of 1.05. GuruFocus rates ZAG:ADRS with a GF Score™ of 65/100 and a GF Value™ of €97.59 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 69 Insurance companies, Adris Grupa DD ranks worse than 94.2% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Adris Grupa DD's quick ratio for the quarter that ended in Mar. 2026 was 0.73.
Adris Grupa DD has a quick ratio of 0.73. It indicates that the company cannot currently fully pay back its current liabilities.
The historical rank and industry rank for Adris Grupa DD's Quick Ratio or its related term are showing as below:
ZAG:ADRS'
s Quick Ratio Range Over the Past 10 Years
Min: 0.48 Med: 1.05 Max: 2.01
Current: 0.73
During the past 13 years, Adris Grupa DD's highest Quick Ratio was 2.01. The lowest was 0.48. And the median was 1.05.
ZAG:ADRS's Quick Ratio is ranked worse than 94.2% of 69
companies
in the Insurance industry
Industry Median: 1.66
vs ZAG:ADRS: 0.73
Adris Grupa DD (ZAG:ADRS) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Adris Grupa DD Quick Ratio Related Terms
Adris Grupa DD Quick Ratio Historical Data
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The historical data trend for Adris Grupa DD's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZAG:ADRS vs BRK.A, AIG, HIG: Quick Ratio Comparison
For the Insurance - Diversified subindustry, Adris Grupa DD's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adris Grupa DD Quick Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Adris Grupa DD's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Adris Grupa DD's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Adris Grupa DD's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Adris Grupa DD (ZAG:ADRS) has a Quick Ratio of 0.73 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Adris Grupa DD and its competitors. This is 30% below median its historical median of 1.05. Over the past decade, Adris Grupa DD's Quick Ratio has ranged from 0.48 to 2.01. According to the industry distribution chart, Adris Grupa DD ranks #65 out of 69 companies in the Insurance industry, placing it in the top 94.2%.
Is Adris Grupa DD's Quick Ratio too high?
Adris Grupa DD's current Quick Ratio of 0.73 is 30% below median its 10-year median of 1.05. Over the past 10 years, this metric has ranged from a low of 0.48 to a high of 2.01. The Insurance industry median Quick Ratio is 1.66. Adris Grupa DD's value of 0.73 is 56% below this industry median. Based on the distribution chart, Adris Grupa DD ranks #65 out of 69 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Adris Grupa DD has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adris Grupa DD's Quick Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Adris Grupa DD ranks #65 out of 69 companies for Quick Ratio. This places Adris Grupa DD in the lower half of its industry. The industry median Quick Ratio is 1.66. Adris Grupa DD's value of 0.73 is 56% below this benchmark. Historically, Adris Grupa DD's own Quick Ratio has ranged from 0.48 to 2.01 over the past decade. While the company's 10-year median is 1.05 vs. the industry median of 1.66, Adris Grupa DD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Insurance company?
The median Quick Ratio among Insurance companies is 1.66, based on 69 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adris Grupa DD's current Quick Ratio of 0.73 is 56% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Adris Grupa DD and its competitors. For the Insurance industry, the median Quick Ratio is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adris Grupa DD's current Quick Ratio is 0.73, which is 30% below median its own 10-year median of 1.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adris Grupa DD stock overvalued right now?
Based on GuruFocus' analysis, Adris Grupa DD (ZAG:ADRS) is currently considered Significantly Overvalued. The stock's GF Value™ is €97.59, compared to a current price of €152.00 — trading 55.8% above its estimated fair value. The current Quick Ratio is 0.73, which is 30% below median its 10-year median of 1.05 and 56% below the Insurance industry median of 1.66. Adris Grupa DD's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Adris Grupa DD (ZAG:ADRS), the current Quick Ratio is 0.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adris Grupa DD (ZAG:ADRS) Overvalued in 2026?
Based on GuruFocus' analysis, Adris Grupa DD stock appears to be overvalued.
The current stock price of €152.00 is trading 55.8% above its estimated GF Value™ of €97.59.
GuruFocus considers Adris Grupa DD to be Significantly Overvalued.
Key valuation signals for ZAG:ADRS:
Quick Ratio: 0.73 (30% below median its 10-year median of 1.05)
GF Value™: €97.59 vs. price of €152.00 (55.8% above fair value)
Industry Position: 56% below the Insurance median (#65 of 69)
No single metric tells the full story. See the ZAG:ADRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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