Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Adris Grupa DDZAG:ADRS -0.62%67 PE Ratio (TTM) is 30.52 as of Aug. 02, 2026, which is 78% below its 10-year median of 137.80. GuruFocus rates ZAG:ADRS with a GF Score™ of 67/100 and a GF Value™ of €99.83 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 446 Insurance companies, Adris Grupa DD ranks worse than 86.1% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-08-02), Adris Grupa DD's share price is
€159.00.
Adris Grupa DD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €5.21. Therefore, Adris Grupa DD's PE Ratio (TTM) for today is 30.52.
Warning Sign:
Adris Grupa DD stock PE Ratio (=30.52) is close to 3-year high of 30.52.
The historical rank and industry rank for Adris Grupa DD's PE Ratio (TTM) or its related term are showing as below:
ZAG:ADRS'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 14.9 Med: 137.8 Max: 1095.89
Current: 30.52
During the past 13 years, the highest PE Ratio (TTM) of Adris Grupa DD was 1095.89. The lowest was 14.90. And the median was 137.80.
ZAG:ADRS's PE Ratio (TTM) is ranked worse than 86.1% of 446
companies
in the Insurance industry
Industry Median: 12.235
vs ZAG:ADRS: 30.52
During the past 12 months, Adris Grupa DD's average EPS without NRIGrowth Rate was 13.30% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 12.90% per year.
During the past 13 years, Adris Grupa DD's highest 3-Year average EPS without NRI Growth Rate was 35.10% per year. The lowest was -18.10% per year. And the median was -4.60% per year.
Adris Grupa DD's EPS (Basic) for the
three
months ended in Jun. 2026 was €2.31.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was €5.21.
Adris Grupa DD (ZAG:ADRS) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Adris Grupa DD PE Ratio (TTM) Related Terms
Adris Grupa DD PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Adris Grupa DD's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZAG:ADRS vs BRK.A, AIG, HIG: PE Ratio (TTM) Comparison
For the Insurance - Diversified subindustry, Adris Grupa DD's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adris Grupa DD PE Ratio (TTM) vs Insurance Industry
For the Insurance industry and Financial Services sector, Adris Grupa DD's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Adris Grupa DD's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Adris Grupa DD's PE Ratio (TTM) for today is calculated as
Adris Grupa DD's Share Price of today is €159.00.
Adris Grupa DD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €5.21.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Adris Grupa DD (ZAG:ADRS) has a PE Ratio (TTM) of 30.52 as of Aug. 02, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Adris Grupa DD and its competitors. This is 78% below median its historical median of 137.80. Over the past decade, Adris Grupa DD's PE Ratio (TTM) has ranged from 14.90 to 1,095.89. According to the industry distribution chart, Adris Grupa DD ranks #384 out of 446 companies in the Insurance industry, placing it in the top 86.1%.
Is Adris Grupa DD's PE Ratio (TTM) too high?
Adris Grupa DD's current PE Ratio (TTM) of 30.52 is 78% below median its 10-year median of 137.80. Over the past 10 years, this metric has ranged from a low of 14.90 to a high of 1,095.89. The Insurance industry median PE Ratio (TTM) is 12.24. Adris Grupa DD's value of 30.52 is 149.4% above this industry median. Based on the distribution chart, Adris Grupa DD ranks #384 out of 446 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Adris Grupa DD has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adris Grupa DD's PE Ratio (TTM) compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Adris Grupa DD ranks #384 out of 446 companies for PE Ratio (TTM). This places Adris Grupa DD in the lower half of its industry. The industry median PE Ratio (TTM) is 12.24. Adris Grupa DD's value of 30.52 is 149.4% above this benchmark. Historically, Adris Grupa DD's own PE Ratio (TTM) has ranged from 14.90 to 1,095.89 over the past decade. While the company's 10-year median is 137.80 vs. the industry median of 12.24, Adris Grupa DD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Insurance company?
The median PE Ratio (TTM) among Insurance companies is 12.24, based on 446 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adris Grupa DD's current PE Ratio (TTM) of 30.52 is 149.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Adris Grupa DD and its competitors. For the Insurance industry, the median PE Ratio (TTM) is 12.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adris Grupa DD's current PE Ratio (TTM) is 30.52, which is 78% below median its own 10-year median of 137.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adris Grupa DD stock overvalued right now?
Based on GuruFocus' analysis, Adris Grupa DD (ZAG:ADRS) is currently considered Significantly Overvalued. The stock's GF Value™ is €99.83, compared to a current price of €159.00 — trading 59.3% above its estimated fair value. The current PE Ratio (TTM) is 30.52, which is 78% below median its 10-year median of 137.80 and 149.4% above the Insurance industry median of 12.24. Adris Grupa DD's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Adris Grupa DD (ZAG:ADRS), the current PE Ratio (TTM) is 30.52 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adris Grupa DD (ZAG:ADRS) Overvalued in 2026?
Based on GuruFocus' analysis, Adris Grupa DD stock appears to be overvalued.
The current stock price of €159.00 is trading 59.3% above its estimated GF Value™ of €99.83.
GuruFocus considers Adris Grupa DD to be Significantly Overvalued.
Key valuation signals for ZAG:ADRS:
PE Ratio (TTM): 30.52 (78% below median its 10-year median of 137.80)
GF Value™: €99.83 vs. price of €159.00 (59.3% above fair value)
Industry Position: 149.4% above the Insurance median (#384 of 446)
No single metric tells the full story. See the ZAG:ADRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ZAG:ADRS has been successfully added to your 
