Adris Grupa DD (ZAG:ADRS) Scaled Net Operating Assets: 0.53 (As of Mar. 2026)

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ZAG:ADRS Adris Grupa DD ZAG:ADRS
70 GF Score
Price €158.00
GF Value €97.77
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Adris Grupa DD Scaled Net Operating Assets?

Adris Grupa DD ZAG:ADRS +3.95% 70 Scaled Net Operating Assets is 0.53 as of Mar. 2026. GuruFocus rates ZAG:ADRS with a GF Score™ of 70/100 and a GF Value™ of €97.77 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Adris Grupa DD's operating assets for the quarter that ended in Mar. 2026 was €3,036.8 Mil. Adris Grupa DD's operating liabilities for the quarter that ended in Mar. 2026 was €1,240.6 Mil. Adris Grupa DD's Total Assets for the quarter that ended in Dec. 2025 was €3,397.2 Mil. Therefore, Adris Grupa DD's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.53.


Adris Grupa DD Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Adris Grupa DD's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adris Grupa DD Scaled Net Operating Assets Chart

Adris Grupa DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.49 0.48 0.52 0.57 0.56

Adris Grupa DD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.58 0.59 0.56 0.52 0.53

ZAG:ADRS vs BRK.A, AIG, HIG: Scaled Net Operating Assets Comparison

For the Insurance - Diversified subindustry, Adris Grupa DD's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adris Grupa DD Scaled Net Operating Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Adris Grupa DD's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Adris Grupa DD's Scaled Net Operating Assets falls into.


ZAG:ADRS
70GF Score
Adris Grupa DD ZAG:ADRS
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Adris Grupa DD Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Adris Grupa DD's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(3015.692-1239.733)/3175.912
=0.56

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=3397.248 - 381.556
=3015.692

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1627.856 - 355.395 - 32.728
=1239.733

Adris Grupa DD's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(3036.834-1240.63)/3397.248
=0.53

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=3474.887 - 438.053
=3036.834

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1672.405 - 405.34 - 26.435
=1240.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.53 mean?
Adris Grupa DD (ZAG:ADRS) has a Scaled Net Operating Assets of 0.53 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Adris Grupa DD and its competitors.
Is Adris Grupa DD's Scaled Net Operating Assets too high?
Adris Grupa DD's current Scaled Net Operating Assets is 0.53. Overall, Adris Grupa DD has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adris Grupa DD's Scaled Net Operating Assets compare to BRK.A and AIG?
Adris Grupa DD's Scaled Net Operating Assets of 0.53 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Adris Grupa DD and its competitors. Adris Grupa DD's current Scaled Net Operating Assets is 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adris Grupa DD stock overvalued right now?
Based on GuruFocus' analysis, Adris Grupa DD (ZAG:ADRS) is currently considered Significantly Overvalued. The stock's GF Value™ is €97.77, compared to a current price of €158.00 — trading 61.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.53. Adris Grupa DD's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Adris Grupa DD (ZAG:ADRS), the current Scaled Net Operating Assets is 0.53 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adris Grupa DD (ZAG:ADRS) Overvalued in 2026?

Based on GuruFocus' analysis, Adris Grupa DD stock appears to be overvalued. The current stock price of €158.00 is trading 61.6% above its estimated GF Value™ of €97.77. GuruFocus considers Adris Grupa DD to be Significantly Overvalued.

Key valuation signals for ZAG:ADRS:

  • Scaled Net Operating Assets: 0.53
  • GF Value™: €97.77 vs. price of €158.00 (61.6% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the ZAG:ADRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adris Grupa DD Business Description

Other Exchanges ADRS2:Croatia
Address Obala Vladimira Nazora 1, Rovinj, HRV, 52210
Adris Grupa DD is engaged in management and investment of company. Its business unit comprises of Tourism, Healthy food production and Insurance.
70GF Score

Get the complete analysis for ZAG:ADRS

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€158.00
Price
€97.77
GF Value