Adris Grupa DD (ZAG:ADRS) 5-Year Yield-on-Cost %: 1.93 (As of Aug. 31, 2026) — 286% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZAG:ADRS Adris Grupa DD ZAG:ADRS
65 GF Score
Price €162.00
GF Value €101.39
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Adris Grupa DD 5-Year Yield-on-Cost %?

Adris Grupa DD ZAG:ADRS +1.25% 65 5-Year Yield-on-Cost % is 1.93 as of Aug. 31, 2026, which is 286% above its 10-year median of 0.50. GuruFocus rates ZAG:ADRS with a GF Score™ of 65/100 and a GF Value™ of €101.39 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 422 Insurance companies, Adris Grupa DD ranks worse than 79.15% on this metric.

Adris Grupa DD's yield on cost for the quarter that ended in Jun. 2026 was 1.93.


The historical rank and industry rank for Adris Grupa DD's 5-Year Yield-on-Cost % or its related term are showing as below:

ZAG:ADRS' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.32   Med: 0.5   Max: 3.54
Current: 1.93


During the past 13 years, Adris Grupa DD's highest Yield on Cost was 3.54. The lowest was 0.32. And the median was 0.50.


ZAG:ADRS's 5-Year Yield-on-Cost % is ranked worse than
79.15% of 422 companies
in the Insurance industry
Industry Median: 3.81 vs ZAG:ADRS: 1.93

Adris Grupa DD  (ZAG:ADRS) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Adris Grupa DD 5-Year Yield-on-Cost % Related Terms


ZAG:ADRS vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison

For the Insurance - Diversified subindustry, Adris Grupa DD's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Adris Grupa DD 5-Year Yield-on-Cost % vs Insurance Industry

For the Insurance industry and Financial Services sector, Adris Grupa DD's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Adris Grupa DD's 5-Year Yield-on-Cost % falls into.


ZAG:ADRS
65GF Score
Adris Grupa DD ZAG:ADRS
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Adris Grupa DD 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Adris Grupa DD is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 1.93 mean?
Adris Grupa DD (ZAG:ADRS) has a 5-Year Yield-on-Cost % of 1.93 as of Aug. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Adris Grupa DD and its competitors. This is 286% above median its historical median of 0.50. Over the past decade, Adris Grupa DD's 5-Year Yield-on-Cost % has ranged from 0.32 to 3.54. According to the industry distribution chart, Adris Grupa DD ranks #334 out of 422 companies in the Insurance industry, placing it in the top 79.1%.
Is Adris Grupa DD's 5-Year Yield-on-Cost % too high?
Adris Grupa DD's current 5-Year Yield-on-Cost % of 1.93 is 286% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 3.54. The Insurance industry median 5-Year Yield-on-Cost % is 3.81. Adris Grupa DD's value of 1.93 is 49.3% below this industry median. Based on the distribution chart, Adris Grupa DD ranks #334 out of 422 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Adris Grupa DD has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adris Grupa DD's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Adris Grupa DD ranks #334 out of 422 companies for 5-Year Yield-on-Cost %. This places Adris Grupa DD in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Adris Grupa DD's value of 1.93 is 49.3% below this benchmark. Historically, Adris Grupa DD's own 5-Year Yield-on-Cost % has ranged from 0.32 to 3.54 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 3.81, Adris Grupa DD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.81, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Adris Grupa DD's current 5-Year Yield-on-Cost % of 1.93 is 49.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Adris Grupa DD and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adris Grupa DD's current 5-Year Yield-on-Cost % is 1.93, which is 286% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adris Grupa DD stock overvalued right now?
Based on GuruFocus' analysis, Adris Grupa DD (ZAG:ADRS) is currently considered Significantly Overvalued. The stock's GF Value™ is €101.39, compared to a current price of €162.00 — trading 59.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.93, which is 286% above median its 10-year median of 0.50 and 49.3% below the Insurance industry median of 3.81. Adris Grupa DD's overall GF Score™ is 65/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Adris Grupa DD (ZAG:ADRS), the current 5-Year Yield-on-Cost % is 1.93 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adris Grupa DD (ZAG:ADRS) Overvalued in 2026?

Based on GuruFocus' analysis, Adris Grupa DD stock appears to be overvalued. The current stock price of €162.00 is trading 59.8% above its estimated GF Value™ of €101.39. GuruFocus considers Adris Grupa DD to be Significantly Overvalued.

Key valuation signals for ZAG:ADRS:

  • 5-Year Yield-on-Cost %: 1.93 (286% above median its 10-year median of 0.50)
  • GF Value™: €101.39 vs. price of €162.00 (59.8% above fair value)
  • GF Score™: 65/100 with 7 warning signs
  • Industry Position: 49.3% below the Insurance median (#334 of 422)

No single metric tells the full story. See the ZAG:ADRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Adris Grupa DD Business Description

Other Exchanges ADRS2:Croatia
Address Obala Vladimira Nazora 1, Rovinj, HRV, 52210
Adris Grupa DD is engaged in management and investment of company. Its business unit comprises of Tourism, Healthy food production and Insurance.
65GF Score

Get the complete analysis for ZAG:ADRS

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€162.00
Price
€101.39
GF Value