Adris Grupa DD (ZAG:ADRS) LT-Debt-to-Total-Asset: 0.12 (As of Mar. 2026)

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ZAG:ADRS Adris Grupa DD ZAG:ADRS
70 GF Score
Price €156.00
GF Value €98.04
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Adris Grupa DD LT-Debt-to-Total-Asset?

Adris Grupa DD ZAG:ADRS 70 LT-Debt-to-Total-Asset is 0.12 as of Mar. 2026. GuruFocus rates ZAG:ADRS with a GF Score™ of 70/100 and a GF Value™ of €98.04 (Significantly Overvalued). The stock has 7 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Adris Grupa DD's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.12.

Adris Grupa DD's long-term debt to total assets ratio declined from Mar. 2025 (0.14) to Mar. 2026 (0.12). It may suggest that Adris Grupa DD is progressively becoming less dependent on debt to grow their business.

Adris Grupa DD  (ZAG:ADRS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Adris Grupa DD LT-Debt-to-Total-Asset Related Terms

Adris Grupa DD LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Adris Grupa DD's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adris Grupa DD LT-Debt-to-Total-Asset Chart

Adris Grupa DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.08 0.07 0.11 0.11

Adris Grupa DD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.14 0.13 0.12 0.11 0.12
ZAG:ADRS
70GF Score
Adris Grupa DD ZAG:ADRS
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Adris Grupa DD LT-Debt-to-Total-Asset Calculation

Adris Grupa DD's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=355.395/3397.248
=0.10

Adris Grupa DD's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=405.34/3474.887
=0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.12 mean?
Adris Grupa DD (ZAG:ADRS) has a LT-Debt-to-Total-Asset of 0.12 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Adris Grupa DD and its competitors.
Is Adris Grupa DD's LT-Debt-to-Total-Asset too high?
Adris Grupa DD's current LT-Debt-to-Total-Asset is 0.12. Overall, Adris Grupa DD has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adris Grupa DD's LT-Debt-to-Total-Asset compare to BRK.A and AIG?
Adris Grupa DD's LT-Debt-to-Total-Asset of 0.12 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Adris Grupa DD and its competitors. Adris Grupa DD's current LT-Debt-to-Total-Asset is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adris Grupa DD stock overvalued right now?
Based on GuruFocus' analysis, Adris Grupa DD (ZAG:ADRS) is currently considered Significantly Overvalued. The stock's GF Value™ is €98.04, compared to a current price of €156.00 — trading 59.1% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.12. Adris Grupa DD's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Adris Grupa DD (ZAG:ADRS), the current LT-Debt-to-Total-Asset is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Adris Grupa DD (ZAG:ADRS) Overvalued in 2026?

Based on GuruFocus' analysis, Adris Grupa DD stock appears to be overvalued. The current stock price of €156.00 is trading 59.1% above its estimated GF Value™ of €98.04. GuruFocus considers Adris Grupa DD to be Significantly Overvalued.

Key valuation signals for ZAG:ADRS:

  • LT-Debt-to-Total-Asset: 0.12
  • GF Value™: €98.04 vs. price of €156.00 (59.1% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the ZAG:ADRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Adris Grupa DD Business Description

Other Exchanges ADRS2:Croatia
Address Obala Vladimira Nazora 1, Rovinj, HRV, 52210
Adris Grupa DD is engaged in management and investment of company. Its business unit comprises of Tourism, Healthy food production and Insurance.
70GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€156.00
Price
€98.04
GF Value