ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Adris Grupa DD's annualizedNet Income for the quarter that ended in Mar. 2026 was €-37.0 Mil.
Adris Grupa DD's average Total Assets over the quarter that ended in Mar. 2026 was €3,436.1 Mil. Therefore, Adris Grupa DD's annualized ROA % for the quarter that ended in Mar. 2026 was -1.08%.
The historical rank and industry rank for Adris Grupa DD's ROA % or its related term are showing as below:
ZAG:ADRS'
s ROA % Range Over the Past 10 Years
Min: -0.12 Med: 2.01 Max: 2.44
Current: 2.4
During the past 13 years, Adris Grupa DD's highest ROA % was 2.44%. The lowest was -0.12%. And the median was 2.01%.
ZAG:ADRS's ROA % is ranked worse than 52.26% of 509
companies
in the Insurance industry
Industry Median: 2.67
vs ZAG:ADRS: 2.40
Adris Grupa DD (ZAG:ADRS) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Adris Grupa DD ROA % Related Terms
Adris Grupa DD ROA % Historical Data
* Premium members only.
The historical data trend for Adris Grupa DD's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Adris Grupa DD's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adris Grupa DD ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Adris Grupa DD's ROA % distribution charts can be found below:
* The bar in red indicates where Adris Grupa DD's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Adris Grupa DD (ZAG:ADRS) has a ROA % of -1.08% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Adris Grupa DD and its competitors. According to the industry distribution chart, Adris Grupa DD ranks #266 out of 509 companies in the Insurance industry, placing it in the top 52.3%.
Is Adris Grupa DD's ROA % too high?
Adris Grupa DD's current ROA % is -1.08%. Based on the distribution chart, Adris Grupa DD ranks #266 out of 509 companies in the Insurance industry, which is below the industry midpoint. Overall, Adris Grupa DD has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adris Grupa DD's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Adris Grupa DD ranks #266 out of 509 companies for ROA %. This places Adris Grupa DD in the lower half of its industry. The industry median ROA % is 2.67. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.67, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Adris Grupa DD and its competitors. For the Insurance industry, the median ROA % is 2.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adris Grupa DD's current ROA % is -1.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adris Grupa DD stock overvalued right now?
Based on GuruFocus' analysis, Adris Grupa DD (ZAG:ADRS) is currently considered Significantly Overvalued. The stock's GF Value™ is €97.44, compared to a current price of €150.00 — trading 53.9% above its estimated fair value. The current ROA % is -1.08%. Adris Grupa DD's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Adris Grupa DD (ZAG:ADRS), the current ROA % is -1.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adris Grupa DD (ZAG:ADRS) Overvalued in 2026?
Based on GuruFocus' analysis, Adris Grupa DD stock appears to be overvalued.
The current stock price of €150.00 is trading 53.9% above its estimated GF Value™ of €97.44.
GuruFocus considers Adris Grupa DD to be Significantly Overvalued.
Key valuation signals for ZAG:ADRS:
ROA %: -1.08%
GF Value™: €97.44 vs. price of €150.00 (53.9% above fair value)
No single metric tells the full story. See the ZAG:ADRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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