Adris Grupa DDZAG:ADRS 64 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates ZAG:ADRS with a GF Score™ of 64/100 and a GF Value™ of €97.53 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 352 Insurance companies, Adris Grupa DD ranks worse than 59.66% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Adris Grupa DD's
Operating Income
for the
three
months ended in Mar. 2026 was €-4.1 Mil. Adris Grupa DD's Interest Expense for the
three
months ended in Mar. 2026 was €-2.3 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Adris Grupa DD's Interest Coverage or its related term are showing as below:
ZAG:ADRS'
s Interest Coverage Range Over the Past 10 Years
Min: 4.55 Med: 8.89 Max: 41.79
Current: 11.79
ZAG:ADRS's Interest Coverage is ranked worse than 59.66% of 352
companies
in the Insurance industry
Industry Median: 16.245
vs ZAG:ADRS: 11.79
Adris Grupa DD (ZAG:ADRS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Adris Grupa DD Interest Coverage Related Terms
Adris Grupa DD Interest Coverage Historical Data
* Premium members only.
The historical data trend for Adris Grupa DD's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ZAG:ADRS vs BRK.A, AIG, HIG: Interest Coverage Comparison
For the Insurance - Diversified subindustry, Adris Grupa DD's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Adris Grupa DD Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Adris Grupa DD's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Adris Grupa DD's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Adris Grupa DD did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Adris Grupa DD (ZAG:ADRS) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Adris Grupa DD and its competitors. Over the past decade, Adris Grupa DD's Interest Coverage has ranged from 4.55 to 41.79. According to the industry distribution chart, Adris Grupa DD ranks #210 out of 352 companies in the Insurance industry, placing it in the top 59.7%.
Is Adris Grupa DD's Interest Coverage too high?
Adris Grupa DD's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 4.55 to a high of 41.79. Based on the distribution chart, Adris Grupa DD ranks #210 out of 352 companies in the Insurance industry, which is below the industry midpoint. Overall, Adris Grupa DD has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Adris Grupa DD's Interest Coverage compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Adris Grupa DD ranks #210 out of 352 companies for Interest Coverage. This places Adris Grupa DD in the lower half of its industry. The industry median Interest Coverage is 16.25. Historically, Adris Grupa DD's own Interest Coverage has ranged from 4.55 to 41.79 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.25, based on 352 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Adris Grupa DD and its competitors. For the Insurance industry, the median Interest Coverage is 16.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Adris Grupa DD's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adris Grupa DD stock overvalued right now?
Based on GuruFocus' analysis, Adris Grupa DD (ZAG:ADRS) is currently considered Significantly Overvalued. The stock's GF Value™ is €97.53, compared to a current price of €150.00 — trading 53.8% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Adris Grupa DD's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Adris Grupa DD (ZAG:ADRS), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Adris Grupa DD (ZAG:ADRS) Overvalued in 2026?
Based on GuruFocus' analysis, Adris Grupa DD stock appears to be overvalued.
The current stock price of €150.00 is trading 53.8% above its estimated GF Value™ of €97.53.
GuruFocus considers Adris Grupa DD to be Significantly Overvalued.
Key valuation signals for ZAG:ADRS:
Interest Coverage: 0 (At Loss)
GF Value™: €97.53 vs. price of €150.00 (53.8% above fair value)
No single metric tells the full story. See the ZAG:ADRS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ZAG:ADRS has been successfully added to your 
