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During the past 12 months, COG Financial Services's average EPS without NRI Growth Rate was 59.70% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -5.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of COG Financial Services was 105.90% per year. The lowest was -49.70% per year. And the median was -7.65% per year.
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
COG Financial Services 3-Year EPS without NRI Growth Rate Related Terms
ASX:COG vs MS, GS, SCHW: 3-Year EPS without NRI Growth Rate Comparison
For the Capital Markets subindustry, COG Financial Services's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COG Financial Services 3-Year EPS without NRI Growth Rate vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COG Financial Services's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where COG Financial Services's 3-Year EPS without NRI Growth Rate falls into.
COG Financial Services 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -5.40% mean?
COG Financial Services (ASX:COG) has a 3-Year EPS without NRI Growth Rate of -5.40% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for COG Financial Services and its competitors. According to the industry distribution chart, COG Financial Services ranks #442 out of 584 companies in the Capital Markets industry, placing it in the top 75.7%.
Is COG Financial Services' 3-Year EPS without NRI Growth Rate too high?
COG Financial Services' current 3-Year EPS without NRI Growth Rate is -5.40%. Based on the distribution chart, COG Financial Services ranks #442 out of 584 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, COG Financial Services has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does COG Financial Services' 3-Year EPS without NRI Growth Rate compare to MS and GS?
According to the Capital Markets industry distribution chart, COG Financial Services ranks #442 out of 584 companies for 3-Year EPS without NRI Growth Rate. This places COG Financial Services in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 15.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Capital Markets company?
The median 3-Year EPS without NRI Growth Rate among Capital Markets companies is 15.35, based on 584 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for COG Financial Services and its competitors. For the Capital Markets industry, the median 3-Year EPS without NRI Growth Rate is 15.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COG Financial Services's current 3-Year EPS without NRI Growth Rate is -5.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, COG Financial Services (ASX:COG) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.76, compared to a current price of A$1.46 — trading 91.4% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -5.40%. COG Financial Services' overall GF Score™ is 27/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For COG Financial Services (ASX:COG), the current 3-Year EPS without NRI Growth Rate is -5.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COG Financial Services (ASX:COG) Overvalued in 2026?
Based on GuruFocus' analysis, COG Financial Services stock appears to be overvalued.
The current stock price of A$1.46 is trading 91.4% above its estimated GF Value™ of A$0.76.
GuruFocus considers COG Financial Services to be Significantly Overvalued.
Key valuation signals for ASX:COG:
3-Year EPS without NRI Growth Rate: -5.40%
GF Value™: A$0.76 vs. price of A$1.46 (91.4% above fair value)
No single metric tells the full story. See the ASX:COG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COG Financial Services Ltd is engaged in the equipment finance sector. The investment objective of the company is to grow its earnings per share by investing in complementary entities and growing existing businesses that specialise in equipment finance broking, finance aggregation, and commercial leases for essential business assets. Its segments include Finance Broking and Aggregation, which is the key revenue driver, focused on the aggregation of broker volumes to maximize profitability through scale and finance broking focused on products finance and asset types; Novated Leasing; Asset Management and Lending activities, and others.
27GF Score
Get the complete analysis for ASX:COG
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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