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COG Financial ServicesASX:COG 30 3-Year Share Buyback Ratio is -2.40 as of Dec. 2025. GuruFocus rates ASX:COG with a GF Score™ of 30/100 and a GF Value™ of A$0.76 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 435 Capital Markets companies, COG Financial Services ranks better than 52.18% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. COG Financial Services's current 3-Year Share Buyback Ratio was -2.40%.
The historical rank and industry rank for COG Financial Services's 3-Year Share Buyback Ratio or its related term are showing as below:
ASX:COG'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -62.9 Med: -17.1 Max: 3.3
Current: -2.4
During the past 13 years, COG Financial Services's highest 3-Year Share Buyback Ratio was 3.30%. The lowest was -62.90%. And the median was -17.10%.
ASX:COG's 3-Year Share Buyback Ratio is ranked better than 52.18% of 435
companies
in the Capital Markets industry
Industry Median: -2.7
vs ASX:COG: -2.40
COG Financial Services (ASX:COG) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
COG Financial Services 3-Year Share Buyback Ratio Related Terms
ASX:COG vs MS, GS, SCHW: 3-Year Share Buyback Ratio Comparison
For the Capital Markets subindustry, COG Financial Services's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COG Financial Services 3-Year Share Buyback Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COG Financial Services's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where COG Financial Services's 3-Year Share Buyback Ratio falls into.
COG Financial Services 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -2.40 mean?
COG Financial Services (ASX:COG) has a 3-Year Share Buyback Ratio of -2.40 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for COG Financial Services and its competitors. According to the industry distribution chart, COG Financial Services ranks #208 out of 435 companies in the Capital Markets industry, placing it in the top 47.8%.
Is COG Financial Services' 3-Year Share Buyback Ratio too high?
COG Financial Services' current 3-Year Share Buyback Ratio is -2.40. Based on the distribution chart, COG Financial Services ranks #208 out of 435 companies in the Capital Markets industry, which is above the industry midpoint. Overall, COG Financial Services has a GF Score™ of 30/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does COG Financial Services' 3-Year Share Buyback Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, COG Financial Services ranks #208 out of 435 companies for 3-Year Share Buyback Ratio. This puts COG Financial Services in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Capital Markets company?
A good 3-Year Share Buyback Ratio depends on the Capital Markets industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for COG Financial Services and its competitors. COG Financial Services's current 3-Year Share Buyback Ratio is -2.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, COG Financial Services (ASX:COG) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.76, compared to a current price of A$1.29 — trading 69.1% above its estimated fair value. The current 3-Year Share Buyback Ratio is -2.40. COG Financial Services' overall GF Score™ is 30/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For COG Financial Services (ASX:COG), the current 3-Year Share Buyback Ratio is -2.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COG Financial Services (ASX:COG) Overvalued in 2026?
Based on GuruFocus' analysis, COG Financial Services stock appears to be overvalued.
The current stock price of A$1.29 is trading 69.1% above its estimated GF Value™ of A$0.76.
GuruFocus considers COG Financial Services to be Significantly Overvalued.
Key valuation signals for ASX:COG:
3-Year Share Buyback Ratio: -2.40
GF Value™: A$0.76 vs. price of A$1.29 (69.1% above fair value)
No single metric tells the full story. See the ASX:COG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COG Financial Services Ltd is engaged in the equipment finance sector. The investment objective of the company is to grow its earnings per share by investing in complementary entities and growing existing businesses that specialise in equipment finance broking, finance aggregation, and commercial leases for essential business assets. Its segments include Finance Broking and Aggregation, which is the key revenue driver, focused on the aggregation of broker volumes to maximize profitability through scale and finance broking focused on products finance and asset types; Novated Leasing; Asset Management and Lending activities, and others.
30GF Score
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3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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