COG Financial Services (ASX:COG) Total Payout Ratio: 0.18 (As of Jul. 15, 2026)

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ASX:COG COG Financial Services Ltd ASX:COG
34 GF Score
Price A$1.45
GF Value A$0.76
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is COG Financial Services Total Payout Ratio?

COG Financial Services ASX:COG +1.75% 34 Total Payout Ratio is 0.18 as of Jul. 15, 2026. GuruFocus rates ASX:COG with a GF Score™ of 34/100 and a GF Value™ of A$0.76 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

COG Financial Services's current Total Payout Ratio is 0.18.


COG Financial Services Total Payout Ratio Related Terms


COG Financial Services Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for COG Financial Services's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

COG Financial Services Total Payout Ratio Chart

COG Financial Services Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.31 -0.20 2.56 1.89 1.14

COG Financial Services Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.66 2.46 1.32 0.99 -0.66

ASX:COG vs MS, GS, SCHW: Total Payout Ratio Comparison

For the Capital Markets subindustry, COG Financial Services's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


COG Financial Services Total Payout Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, COG Financial Services's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where COG Financial Services's Total Payout Ratio falls into.


ASX:COG
34GF Score
COG Financial Services Ltd ASX:COG
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

COG Financial Services Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

COG Financial Services's Total Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 4.411 + -25.795) / 18.775
=1.14

COG Financial Services's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-0.601 + 20.043 + -12.875) / 9.884
=-0.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.18 mean?
COG Financial Services (ASX:COG) has a Total Payout Ratio of 0.18 as of Jul. 15, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on COG Financial Services and its competitors.
Is COG Financial Services' Total Payout Ratio too high?
COG Financial Services' current Total Payout Ratio is 0.18. Overall, COG Financial Services has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does COG Financial Services' Total Payout Ratio compare to MS and GS?
COG Financial Services' Total Payout Ratio of 0.18 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Capital Markets company?
A good Total Payout Ratio depends on the Capital Markets industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on COG Financial Services and its competitors. COG Financial Services's current Total Payout Ratio is 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, COG Financial Services (ASX:COG) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.76, compared to a current price of A$1.45 — trading 90.8% above its estimated fair value. The current Total Payout Ratio is 0.18. COG Financial Services' overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For COG Financial Services (ASX:COG), the current Total Payout Ratio is 0.18 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is COG Financial Services (ASX:COG) Overvalued in 2026?

Based on GuruFocus' analysis, COG Financial Services stock appears to be overvalued. The current stock price of A$1.45 is trading 90.8% above its estimated GF Value™ of A$0.76. GuruFocus considers COG Financial Services to be Significantly Overvalued.

Key valuation signals for ASX:COG:

  • Total Payout Ratio: 0.18
  • GF Value™: A$0.76 vs. price of A$1.45 (90.8% above fair value)
  • GF Score™: 34/100 with 4 warning signs

No single metric tells the full story. See the ASX:COG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


COG Financial Services Business Description

Address 72 Archer Street, Level 1, Chatswood, Sydney, NSW, AUS, 2067
COG Financial Services Ltd is engaged in the equipment finance sector. The investment objective of the company is to grow its earnings per share by investing in complementary entities and growing existing businesses that specialise in equipment finance broking, finance aggregation, and commercial leases for essential business assets. Its segments include Finance Broking and Aggregation, which is the key revenue driver, focused on the aggregation of broker volumes to maximize profitability through scale and finance broking focused on products finance and asset types; Novated Leasing; Asset Management and Lending activities, and others.
34GF Score

Get the complete analysis for ASX:COG

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.45
Price
A$0.76
GF Value