COG Financial ServicesASX:COG +1.42%36 Dividend Payout Ratio is 0.63 as of Dec. 2025, which is 35% below its 10-year median of 0.97. GuruFocus rates ASX:COG with a GF Score™ of 36/100 and a GF Value™ of A$0.76 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 327 Capital Markets companies, COG Financial Services ranks worse than 73.7% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. COG Financial Services's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.63.
The historical rank and industry rank for COG Financial Services's Dividend Payout Ratio or its related term are showing as below:
ASX:COG'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.61 Med: 0.97 Max: 1.15
Current: 0.61
During the past 13 years, the highest Dividend Payout Ratio of COG Financial Services was 1.15. The lowest was 0.61. And the median was 0.97.
ASX:COG's Dividend Payout Ratio is ranked worse than 73.7% of 327
companies
in the Capital Markets industry
Industry Median: 0.34
vs ASX:COG: 0.61
During the past 13 years, the highest Trailing Annual Dividend Yield of COG Financial Services was 9.89%. The lowest was 1.50%. And the median was 5.94%.
During the past 12 months, COG Financial Services's average Dividends Per Share Growth Rate was -28.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -8.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of COG Financial Services was 47.70% per year. The lowest was -8.00% per year. And the median was 15.40% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
COG Financial Services (ASX:COG) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
COG Financial Services Dividend Payout Ratio Related Terms
COG Financial Services Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for COG Financial Services's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
COG Financial Services Dividend Payout Ratio Chart
ASX:COG vs MS, GS, SCHW: Dividend Payout Ratio Comparison
For the Capital Markets subindustry, COG Financial Services's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COG Financial Services Dividend Payout Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COG Financial Services's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where COG Financial Services's Dividend Payout Ratio falls into.
COG Financial Services Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
COG Financial Services's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
COG Financial Services (ASX:COG) has a Dividend Payout Ratio of 0.63 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on COG Financial Services and its competitors. This is 35% below median its historical median of 0.97. Over the past decade, COG Financial Services' Dividend Payout Ratio has ranged from 0.61 to 1.15. According to the industry distribution chart, COG Financial Services ranks #241 out of 327 companies in the Capital Markets industry, placing it in the top 73.7%.
Is COG Financial Services' Dividend Payout Ratio too high?
COG Financial Services' current Dividend Payout Ratio of 0.63 is 35% below median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 1.15. The Capital Markets industry median Dividend Payout Ratio is 0.34. COG Financial Services' value of 0.63 is 85.3% above this industry median. Based on the distribution chart, COG Financial Services ranks #241 out of 327 companies in the Capital Markets industry, which is below the industry midpoint. Overall, COG Financial Services has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does COG Financial Services' Dividend Payout Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, COG Financial Services ranks #241 out of 327 companies for Dividend Payout Ratio. This places COG Financial Services in the lower half of its industry. The industry median Dividend Payout Ratio is 0.34. COG Financial Services' value of 0.63 is 85.3% above this benchmark. Historically, COG Financial Services' own Dividend Payout Ratio has ranged from 0.61 to 1.15 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 0.34, COG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Capital Markets company?
The median Dividend Payout Ratio among Capital Markets companies is 0.34, based on 327 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. COG Financial Services's current Dividend Payout Ratio of 0.63 is 85.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on COG Financial Services and its competitors. For the Capital Markets industry, the median Dividend Payout Ratio is 0.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COG Financial Services's current Dividend Payout Ratio is 0.63, which is 35% below median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, COG Financial Services (ASX:COG) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.76, compared to a current price of A$1.43 — trading 88.2% above its estimated fair value. The current Dividend Payout Ratio is 0.63, which is 35% below median its 10-year median of 0.97 and 85.3% above the Capital Markets industry median of 0.34. COG Financial Services' overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For COG Financial Services (ASX:COG), the current Dividend Payout Ratio is 0.63 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COG Financial Services (ASX:COG) Overvalued in 2026?
Based on GuruFocus' analysis, COG Financial Services stock appears to be overvalued.
The current stock price of A$1.43 is trading 88.2% above its estimated GF Value™ of A$0.76.
GuruFocus considers COG Financial Services to be Significantly Overvalued.
Key valuation signals for ASX:COG:
Dividend Payout Ratio: 0.63 (35% below median its 10-year median of 0.97)
GF Value™: A$0.76 vs. price of A$1.43 (88.2% above fair value)
Industry Position: 85.3% above the Capital Markets median (#241 of 327)
No single metric tells the full story. See the ASX:COG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COG Financial Services Ltd is engaged in the equipment finance sector. The investment objective of the company is to grow its earnings per share by investing in complementary entities and growing existing businesses that specialise in equipment finance broking, finance aggregation, and commercial leases for essential business assets. Its segments include Finance Broking and Aggregation, which is the key revenue driver, focused on the aggregation of broker volumes to maximize profitability through scale and finance broking focused on products finance and asset types; Novated Leasing; Asset Management and Lending activities, and others.
36GF Score
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