COG Financial Services (ASX:COG) YoY EPS Growth: 11.63% (As of Dec. 2025)

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ASX:COG COG Financial Services Ltd ASX:COG
27 GF Score
Price A$1.46
GF Value A$0.76
Valuation Significantly Overvalued
! 4 Warning Signs
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What is COG Financial Services YoY EPS Growth?

COG Financial Services ASX:COG 27 YoY EPS Growth is 11.63% as of Dec. 2025. GuruFocus rates ASX:COG with a GF Score™ of 27/100 and a GF Value™ of A$0.76 (Significantly Overvalued). The stock has 4 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. COG Financial Services's YoY EPS Growth for the quarter that ended in Dec. 2025 was 11.63%.

COG Financial Services's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was A$0.05.

COG Financial Services YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for COG Financial Services's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

COG Financial Services YoY EPS Growth Chart

COG Financial Services Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only -139.71 166.87 -60.55 55.81 40.30

COG Financial Services Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.09 2,000.00 -10.42 168.42 11.63
ASX:COG
27GF Score
COG Financial Services Ltd ASX:COG
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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COG Financial Services YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

COG Financial Services's YoY EPS Growth for the fiscal year that ended in Jun. 2025 is calculated as:

YoY EPS Growth (A: Jun. 2025 )
=(Earnings per Share (Diluted) (A: Jun. 2025 )-Earnings per Share (Diluted) (A: Jun. 2024 ))/ | Earnings per Share (Diluted) (A: Jun. 2024 ) |
=(0.094-0.067)/ | 0.067 |
=40.30 %

COG Financial Services's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 )) |
=(0.048-0.043)/ | 0.043 |
=11.63 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 11.63% mean?
COG Financial Services (ASX:COG) has a YoY EPS Growth of 11.63% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for COG Financial Services and its competitors.
Is COG Financial Services' YoY EPS Growth too high?
COG Financial Services' current YoY EPS Growth is 11.63%. Overall, COG Financial Services has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does COG Financial Services' YoY EPS Growth compare to MS and GS?
COG Financial Services' YoY EPS Growth of 11.63% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Capital Markets company?
A good YoY EPS Growth depends on the Capital Markets industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for COG Financial Services and its competitors. COG Financial Services's current YoY EPS Growth is 11.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, COG Financial Services (ASX:COG) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.76, compared to a current price of A$1.46 — trading 92.1% above its estimated fair value. The current YoY EPS Growth is 11.63%. COG Financial Services' overall GF Score™ is 27/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For COG Financial Services (ASX:COG), the current YoY EPS Growth is 11.63% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is COG Financial Services (ASX:COG) Overvalued in 2026?

Based on GuruFocus' analysis, COG Financial Services stock appears to be overvalued. The current stock price of A$1.46 is trading 92.1% above its estimated GF Value™ of A$0.76. GuruFocus considers COG Financial Services to be Significantly Overvalued.

Key valuation signals for ASX:COG:

  • YoY EPS Growth: 11.63%
  • GF Value™: A$0.76 vs. price of A$1.46 (92.1% above fair value)
  • GF Score™: 27/100 with 4 warning signs

No single metric tells the full story. See the ASX:COG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

COG Financial Services Business Description

Address 72 Archer Street, Level 1, Chatswood, Sydney, NSW, AUS, 2067
COG Financial Services Ltd is engaged in the equipment finance sector. The investment objective of the company is to grow its earnings per share by investing in complementary entities and growing existing businesses that specialise in equipment finance broking, finance aggregation, and commercial leases for essential business assets. Its segments include Finance Broking and Aggregation, which is the key revenue driver, focused on the aggregation of broker volumes to maximize profitability through scale and finance broking focused on products finance and asset types; Novated Leasing; Asset Management and Lending activities, and others.
27GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.46
Price
A$0.76
GF Value