COG Financial ServicesASX:COG +1.42%36 FCF Margin % is 35.90% as of Dec. 2025, which is 185% above its 10-year median of 12.60. GuruFocus rates ASX:COG with a GF Score™ of 36/100 and a GF Value™ of A$0.76 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 771 Capital Markets companies, COG Financial Services ranks better than 77.04% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, COG Financial Services's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COG Financial Services FCF Margin % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COG Financial Services's FCF Margin % distribution charts can be found below:
* The bar in red indicates where COG Financial Services's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
COG Financial Services (ASX:COG) has a FCF Margin % of 35.90% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on COG Financial Services and its competitors. This is 185% above median its historical median of 12.60. According to the industry distribution chart, COG Financial Services ranks #177 out of 771 companies in the Capital Markets industry, placing it in the top 23%.
Is COG Financial Services' FCF Margin % too high?
COG Financial Services' current FCF Margin % of 35.90% is 185% above median its 10-year median of 12.60. The Capital Markets industry median FCF Margin % is 0.90. COG Financial Services' value of 35.90% is 3888.9% above this industry median. Based on the distribution chart, COG Financial Services ranks #177 out of 771 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, COG Financial Services has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does COG Financial Services' FCF Margin % compare to MS and GS?
According to the Capital Markets industry distribution chart, COG Financial Services ranks #177 out of 771 companies for FCF Margin %. This places COG Financial Services in the top 23% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.90. COG Financial Services' value of 35.90% is 3888.9% above this benchmark. While the company's 10-year median is 12.60 vs. the industry median of 0.90, COG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Capital Markets company?
The median FCF Margin % among Capital Markets companies is 0.90, based on 771 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. COG Financial Services's current FCF Margin % of 35.90% is 3888.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on COG Financial Services and its competitors. For the Capital Markets industry, the median FCF Margin % is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COG Financial Services's current FCF Margin % is 35.90%, which is 185% above median its own 10-year median of 12.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, COG Financial Services (ASX:COG) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.76, compared to a current price of A$1.43 — trading 88.2% above its estimated fair value. The current FCF Margin % is 35.90%, which is 185% above median its 10-year median of 12.60 and 3888.9% above the Capital Markets industry median of 0.90. COG Financial Services' overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For COG Financial Services (ASX:COG), the current FCF Margin % is 35.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COG Financial Services (ASX:COG) Overvalued in 2026?
Based on GuruFocus' analysis, COG Financial Services stock appears to be overvalued.
The current stock price of A$1.43 is trading 88.2% above its estimated GF Value™ of A$0.76.
GuruFocus considers COG Financial Services to be Significantly Overvalued.
Key valuation signals for ASX:COG:
FCF Margin %: 35.90% (185% above median its 10-year median of 12.60)
GF Value™: A$0.76 vs. price of A$1.43 (88.2% above fair value)
Industry Position: 3888.9% above the Capital Markets median (#177 of 771)
No single metric tells the full story. See the ASX:COG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COG Financial Services Ltd is engaged in the equipment finance sector. The investment objective of the company is to grow its earnings per share by investing in complementary entities and growing existing businesses that specialise in equipment finance broking, finance aggregation, and commercial leases for essential business assets. Its segments include Finance Broking and Aggregation, which is the key revenue driver, focused on the aggregation of broker volumes to maximize profitability through scale and finance broking focused on products finance and asset types; Novated Leasing; Asset Management and Lending activities, and others.
36GF Score
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