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COG Financial ServicesASX:COG -2.17%30 EV-to-OCF is 9.36 as of Jul. 23, 2026, which is 27% below its 10-year median of 12.78. GuruFocus rates ASX:COG with a GF Score™ of 30/100 and a GF Value™ of A$0.76 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 812 Capital Markets companies, COG Financial Services ranks worse than 72.17% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, COG Financial Services's Enterprise Value is A$532.8 Mil.
COG Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$57.0 Mil. Therefore, COG Financial Services's EV-to-OCF for today is 9.36.
The historical rank and industry rank for COG Financial Services's EV-to-OCF or its related term are showing as below:
ASX:COG'
s EV-to-OCF Range Over the Past 10 Years
Min: 2.13 Med: 12.78 Max: 191.2
Current: 9.73
During the past 13 years, the highest EV-to-OCF of COG Financial Services was 191.20. The lowest was 2.13. And the median was 12.78.
ASX:COG's EV-to-OCF is ranked worse than 72.17% of 812
companies
in the Capital Markets industry
Industry Median: 0.14
vs ASX:COG: 9.73
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
COG Financial Services's PE Ratio (TTM) for today is calculated as:
COG Financial Services's share price for today is A$1.35.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. COG Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.099.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, COG Financial Services's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
COG Financial Services EV-to-OCF vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, COG Financial Services's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where COG Financial Services's EV-to-OCF falls into.
COG Financial Services's current Enterprise Value is A$532.8 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. COG Financial Services's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$57.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
COG Financial Services (ASX:COG) has a EV-to-OCF of 9.36 as of Jul. 23, 2026. This is 27% below median its historical median of 12.78. Over the past decade, COG Financial Services' EV-to-OCF has ranged from 2.13 to 191.20. According to the industry distribution chart, COG Financial Services ranks #586 out of 812 companies in the Capital Markets industry, placing it in the top 72.2%.
Is COG Financial Services' EV-to-OCF too high?
COG Financial Services' current EV-to-OCF of 9.36 is 27% below median its 10-year median of 12.78. Over the past 10 years, this metric has ranged from a low of 2.13 to a high of 191.20. The Capital Markets industry median EV-to-OCF is 0.14. COG Financial Services' value of 9.36 is 6585.7% above this industry median. Based on the distribution chart, COG Financial Services ranks #586 out of 812 companies in the Capital Markets industry, which is below the industry midpoint. Overall, COG Financial Services has a GF Score™ of 30/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does COG Financial Services' EV-to-OCF compare to MS and GS?
According to the Capital Markets industry distribution chart, COG Financial Services ranks #586 out of 812 companies for EV-to-OCF. This places COG Financial Services in the lower half of its industry. The industry median EV-to-OCF is 0.14. COG Financial Services' value of 9.36 is 6585.7% above this benchmark. Historically, COG Financial Services' own EV-to-OCF has ranged from 2.13 to 191.20 over the past decade. While the company's 10-year median is 12.78 vs. the industry median of 0.14, COG Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Capital Markets company?
The median EV-to-OCF among Capital Markets companies is 0.14, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. COG Financial Services's current EV-to-OCF of 9.36 is 6585.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median EV-to-OCF is 0.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. COG Financial Services's current EV-to-OCF is 9.36, which is 27% below median its own 10-year median of 12.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is COG Financial Services stock overvalued right now?
Based on GuruFocus' analysis, COG Financial Services (ASX:COG) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.76, compared to a current price of A$1.35 — trading 77.6% above its estimated fair value. The current EV-to-OCF is 9.36, which is 27% below median its 10-year median of 12.78 and 6585.7% above the Capital Markets industry median of 0.14. COG Financial Services' overall GF Score™ is 30/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For COG Financial Services (ASX:COG), the current EV-to-OCF is 9.36 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is COG Financial Services (ASX:COG) Overvalued in 2026?
Based on GuruFocus' analysis, COG Financial Services stock appears to be overvalued.
The current stock price of A$1.35 is trading 77.6% above its estimated GF Value™ of A$0.76.
GuruFocus considers COG Financial Services to be Significantly Overvalued.
Key valuation signals for ASX:COG:
EV-to-OCF: 9.36 (27% below median its 10-year median of 12.78)
GF Value™: A$0.76 vs. price of A$1.35 (77.6% above fair value)
Industry Position: 6585.7% above the Capital Markets median (#586 of 812)
No single metric tells the full story. See the ASX:COG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
COG Financial Services Ltd is engaged in the equipment finance sector. The investment objective of the company is to grow its earnings per share by investing in complementary entities and growing existing businesses that specialise in equipment finance broking, finance aggregation, and commercial leases for essential business assets. Its segments include Finance Broking and Aggregation, which is the key revenue driver, focused on the aggregation of broker volumes to maximize profitability through scale and finance broking focused on products finance and asset types; Novated Leasing; Asset Management and Lending activities, and others.
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