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BILL HoldingsBILL +2.95%78 3-Year EPS without NRI Growth Rate is -35.80% as of Jun. 2026. GuruFocus rates BILL with a GF Score™ of 78/100 and a GF Value™ of $68.51 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,061 Software companies, BILL Holdings ranks worse than 89.96% on this metric.
During the past 12 months, BILL Holdings's average EPS without NRI Growth Rate was -80.30% per year.
During the past 3 years, the average EPS without NRI Growth Rate was -35.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 9 years, the highest 3-Year average EPS without NRI Growth Rate of BILL Holdings was -11.60% per year. The lowest was -39.90% per year. And the median was -35.80% per year.
BILL Holdings (NYSE:BILL) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
BILL Holdings 3-Year EPS without NRI Growth Rate Related Terms
BILL vs BULL, DAVE, OCTV: 3-Year EPS without NRI Growth Rate Comparison
For the Software - Application subindustry, BILL Holdings's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BILL Holdings 3-Year EPS without NRI Growth Rate vs Software Industry
For the Software industry and Technology sector, BILL Holdings's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where BILL Holdings's 3-Year EPS without NRI Growth Rate falls into.
BILL Holdings 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of -35.80% mean?
BILL Holdings (BILL) has a 3-Year EPS without NRI Growth Rate of -35.80% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for BILL Holdings and its competitors. According to the industry distribution chart, BILL Holdings ranks #1854 out of 2061 companies in the Software industry, placing it in the top 90%.
Is BILL Holdings' 3-Year EPS without NRI Growth Rate too high?
BILL Holdings' current 3-Year EPS without NRI Growth Rate is -35.80%. Based on the distribution chart, BILL Holdings ranks #1854 out of 2061 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, BILL Holdings has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BILL Holdings' 3-Year EPS without NRI Growth Rate compare to BULL and DAVE?
According to the Software industry distribution chart, BILL Holdings ranks #1854 out of 2061 companies for 3-Year EPS without NRI Growth Rate. This places BILL Holdings in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 12.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Software company?
The median 3-Year EPS without NRI Growth Rate among Software companies is 12.40, based on 2,061 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for BILL Holdings and its competitors. For the Software industry, the median 3-Year EPS without NRI Growth Rate is 12.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BILL Holdings's current 3-Year EPS without NRI Growth Rate is -35.80%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BILL Holdings stock overvalued right now?
Based on GuruFocus' analysis, BILL Holdings (BILL) is currently considered Modestly Undervalued. The stock's GF Value™ is $68.51, compared to a current price of $50.31 — trading 26.6% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is -35.80%. BILL Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For BILL Holdings (BILL), the current 3-Year EPS without NRI Growth Rate is -35.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BILL Holdings (BILL) Overvalued in 2026?
Based on GuruFocus' analysis, BILL Holdings stock appears to be undervalued.
The current stock price of $50.31 is trading 26.6% below its estimated GF Value™ of $68.51.
GuruFocus considers BILL Holdings to be Modestly Undervalued.
Key valuation signals for BILL:
3-Year EPS without NRI Growth Rate: -35.80%
GF Value™: $68.51 vs. price of $50.31 (26.6% below fair value)
No single metric tells the full story. See the BILL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BILL Holdings Inc is a provider of software-as-a-service, cloud-based payments and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers or customers to do business, eliminate expense reports, manage cash flows and improve back office efficiency. Initial Public Offering and Follow-on Offering.
78GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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