BILL (BILL Holdings) Risk Assessment


BILL BILL Holdings Inc BILL
71 GF Score
Price $40.48
GF Value $65.98
Valuation Possible Value Trap
! 3 Warning Signs
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What is BILL Holdings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of BILL Holdings is: High Risk: High uncertainty.

BILL Holdings  (NYSE:BILL) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

BILL Holdings Risk Assessment Related Terms

BILL vs BULL, ADEA, MNDY: Risk Assessment Comparison

For the Software - Application subindustry, BILL Holdings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BILL Holdings Risk Assessment vs Software Industry

For the Software industry and Technology sector, BILL Holdings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where BILL Holdings's Risk Assessment falls into.


BILL
71GF Score
BILL Holdings Inc BILL
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BILL Holdings (BILL) Overvalued in 2026?

Based on GuruFocus' analysis, BILL Holdings stock appears to be undervalued. The current stock price of $40.48 is trading 38.6% below its estimated GF Value™ of $65.98. GuruFocus considers BILL Holdings to be Possible Value Trap.

Key valuation signals for BILL:

  • Risk Assessment:
  • GF Value™: $65.98 vs. price of $40.48 (38.6% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the BILL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BILL Holdings Business Description

Address 6220 America Center Drive, Suite 100, San Jose, CA, USA, 95022
BILL Holdings Inc is a provider of software-as-a-service, cloud-based payments and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers or customers to do business, eliminate expense reports, manage cash flows and improve back office efficiency. Initial Public Offering and Follow-on Offering.
71GF Score

Get the complete analysis for BILL

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.48
Price
$65.98
GF Value