BILL (BILL Holdings) OCF Margin %: 25.25% (As of Mar. 2026)


BILL BILL Holdings Inc BILL
71 GF Score
Price $35.26
GF Value $66.03
Valuation Possible Value Trap
! 3 Warning Signs
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What is BILL Holdings OCF Margin %?

BILL Holdings BILL +5.63% 71 OCF Margin % is 25.25% as of Mar. 2026. GuruFocus rates BILL with a GF Score™ of 71/100 and a GF Value™ of $66.03 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,816 Software companies, BILL Holdings ranks better than 83.77% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. BILL Holdings's Cash Flow from Operations for the three months ended in Mar. 2026 was $103 Mil. BILL Holdings's Revenue for the three months ended in Mar. 2026 was $407 Mil. Therefore, BILL Holdings's OCF Margin % for the quarter that ended in Mar. 2026 was 25.25%.

As of today, BILL Holdings's current OCF Yield % is 11.07%.

The historical rank and industry rank for BILL Holdings's OCF Margin % or its related term are showing as below:

BILL' s OCF Margin % Range Over the Past 10 Years
Min: -12.88   Med: -0.44   Max: 23.97
Current: 24.29


During the past 8 years, the highest OCF Margin % of BILL Holdings was 23.97%. The lowest was -12.88%. And the median was -0.44%.

BILL's OCF Margin % is ranked better than
83.77% of 2816 companies
in the Software industry
Industry Median: 6.77 vs BILL: 24.29


BILL Holdings OCF Margin % Related Terms


BILL Holdings OCF Margin % Historical Data

* Premium members only.

The historical data trend for BILL Holdings's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BILL Holdings OCF Margin % Chart

BILL Holdings Annual Data
Trend Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Margin %
Get a 7-Day Free Trial 1.94 -2.82 17.74 21.61 23.97

BILL Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.78 21.86 24.47 25.40 25.25

BILL vs KC, RNG, DAVE: OCF Margin % Comparison

For the Software - Application subindustry, BILL Holdings's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BILL Holdings OCF Margin % vs Software Industry

For the Software industry and Technology sector, BILL Holdings's OCF Margin % distribution charts can be found below:

* The bar in red indicates where BILL Holdings's OCF Margin % falls into.


BILL
71GF Score
BILL Holdings Inc BILL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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BILL Holdings OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

BILL Holdings's OCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=350.644/1462.57
=23.97 %

BILL Holdings's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=102.674/406.563
=25.25 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 25.25% mean?
BILL Holdings (BILL) has a OCF Margin % of 25.25% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BILL Holdings and its competitors. According to the industry distribution chart, BILL Holdings ranks #457 out of 2816 companies in the Software industry, placing it in the top 16.2%.
Is BILL Holdings' OCF Margin % too high?
BILL Holdings' current OCF Margin % is 25.25%. The Software industry median OCF Margin % is 6.77. BILL Holdings' value of 25.25% is 273% above this industry median. Based on the distribution chart, BILL Holdings ranks #457 out of 2816 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, BILL Holdings has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BILL Holdings' OCF Margin % compare to KC and RNG?
According to the Software industry distribution chart, BILL Holdings ranks #457 out of 2816 companies for OCF Margin %. This places BILL Holdings in the top 16% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 6.77. BILL Holdings' value of 25.25% is 273% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Software company?
The median OCF Margin % among Software companies is 6.77, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BILL Holdings's current OCF Margin % of 25.25% is 273% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BILL Holdings and its competitors. For the Software industry, the median OCF Margin % is 6.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BILL Holdings's current OCF Margin % is 25.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BILL Holdings stock overvalued right now?
Based on GuruFocus' analysis, BILL Holdings (BILL) is currently considered Possible Value Trap. The stock's GF Value™ is $66.03, compared to a current price of $35.26 — trading 46.6% below its estimated fair value. The current OCF Margin % is 25.25% and 273% above the Software industry median of 6.77. BILL Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For BILL Holdings (BILL), the current OCF Margin % is 25.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BILL Holdings (BILL) Overvalued in 2026?

Based on GuruFocus' analysis, BILL Holdings stock appears to be undervalued. The current stock price of $35.26 is trading 46.6% below its estimated GF Value™ of $66.03. GuruFocus considers BILL Holdings to be Possible Value Trap.

Key valuation signals for BILL:

  • OCF Margin %: 25.25%
  • GF Value™: $66.03 vs. price of $35.26 (46.6% below fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 273% above the Software median (#457 of 2816)

No single metric tells the full story. See the BILL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BILL Holdings Business Description

Address 6220 America Center Drive, Suite 100, San Jose, CA, USA, 95022
BILL Holdings Inc is a provider of software-as-a-service, cloud-based payments and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers or customers to do business, eliminate expense reports, manage cash flows and improve back office efficiency. Initial Public Offering and Follow-on Offering.
71GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$35.26
Price
$66.03
GF Value