BILL (BILL Holdings) 3-Year Share Buyback Ratio: 0.60% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BILL BILL Holdings Inc BILL
71 GF Score
Price $45.13
GF Value $66.59
Valuation Possible Value Trap
! 3 Warning Signs
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What is BILL Holdings 3-Year Share Buyback Ratio?

BILL Holdings BILL -0.57% 71 3-Year Share Buyback Ratio is 0.60 as of Mar. 2026. GuruFocus rates BILL with a GF Score™ of 71/100 and a GF Value™ of $66.59 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,133 Software companies, BILL Holdings ranks better than 85.7% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. BILL Holdings's current 3-Year Share Buyback Ratio was 0.60%.

The historical rank and industry rank for BILL Holdings's 3-Year Share Buyback Ratio or its related term are showing as below:

BILL' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -14.6   Med: -10.2   Max: 0.6
Current: 0.6

During the past 8 years, BILL Holdings's highest 3-Year Share Buyback Ratio was 0.60%. The lowest was -14.60%. And the median was -10.20%.

BILL's 3-Year Share Buyback Ratio is ranked better than
85.7% of 2133 companies
in the Software industry
Industry Median: -1.6 vs BILL: 0.60

BILL Holdings (NYSE:BILL) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


BILL Holdings 3-Year Share Buyback Ratio Related Terms


BILL vs OCTV, PEGA, SRAD: 3-Year Share Buyback Ratio Comparison

For the Software - Application subindustry, BILL Holdings's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BILL Holdings 3-Year Share Buyback Ratio vs Software Industry

For the Software industry and Technology sector, BILL Holdings's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where BILL Holdings's 3-Year Share Buyback Ratio falls into.


BILL
71GF Score
BILL Holdings Inc BILL
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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BILL Holdings 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of 0.60 mean?
BILL Holdings (BILL) has a 3-Year Share Buyback Ratio of 0.60 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for BILL Holdings and its competitors. According to the industry distribution chart, BILL Holdings ranks #305 out of 2133 companies in the Software industry, placing it in the top 14.3%.
Is BILL Holdings' 3-Year Share Buyback Ratio too high?
BILL Holdings' current 3-Year Share Buyback Ratio is 0.60. Based on the distribution chart, BILL Holdings ranks #305 out of 2133 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, BILL Holdings has a GF Score™ of 71/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BILL Holdings' 3-Year Share Buyback Ratio compare to OCTV and PEGA?
According to the Software industry distribution chart, BILL Holdings ranks #305 out of 2133 companies for 3-Year Share Buyback Ratio. This places BILL Holdings in the top 14% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Software company?
A good 3-Year Share Buyback Ratio depends on the Software industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for BILL Holdings and its competitors. BILL Holdings's current 3-Year Share Buyback Ratio is 0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BILL Holdings stock overvalued right now?
Based on GuruFocus' analysis, BILL Holdings (BILL) is currently considered Possible Value Trap. The stock's GF Value™ is $66.59, compared to a current price of $45.13 — trading 32.2% below its estimated fair value. The current 3-Year Share Buyback Ratio is 0.60. BILL Holdings' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For BILL Holdings (BILL), the current 3-Year Share Buyback Ratio is 0.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BILL Holdings (BILL) Overvalued in 2026?

Based on GuruFocus' analysis, BILL Holdings stock appears to be undervalued. The current stock price of $45.13 is trading 32.2% below its estimated GF Value™ of $66.59. GuruFocus considers BILL Holdings to be Possible Value Trap.

Key valuation signals for BILL:

  • 3-Year Share Buyback Ratio: 0.60
  • GF Value™: $66.59 vs. price of $45.13 (32.2% below fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the BILL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BILL Holdings Business Description

Address 6220 America Center Drive, Suite 100, San Jose, CA, USA, 95022
BILL Holdings Inc is a provider of software-as-a-service, cloud-based payments and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers or customers to do business, eliminate expense reports, manage cash flows and improve back office efficiency. Initial Public Offering and Follow-on Offering.
71GF Score

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3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.13
Price
$66.59
GF Value