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FirstCash HoldingsFCFS -0.12%85 Future 3-5Y EPS without NRI Growth Rate is 20.53 as of Sep. 09, 2026. GuruFocus rates FCFS with a GF Score™ of 85/100 and a GF Value™ of $162.76 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 115 Credit Services companies, FirstCash Holdings ranks better than 65.22% on this metric.
Future 3-5Y EPS without NRI Growth Rate is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.
As of today, FirstCash Holdings's Future 3-5Y EPS without NRI Growth Rate is 20.53.
Future 3-5Y EPS without NRI Growth Rate s the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average earnings per share (EPS) estimates growth rate.
FirstCash Holdings Future 3-5Y EPS without NRI Growth Rate Related Terms
FCFS vs OMF, CACC, ALLY: Future 3-5Y EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, FirstCash Holdings's Future 3-5Y EPS without NRI Growth Rate, along with its competitors' market caps and Future 3-5Y EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FirstCash Holdings Future 3-5Y EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, FirstCash Holdings's Future 3-5Y EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where FirstCash Holdings's Future 3-5Y EPS without NRI Growth Rate falls into.
What does a Future 3-5Y EPS without NRI Growth Rate of 20.53 mean?
FirstCash Holdings (FCFS) has a Future 3-5Y EPS without NRI Growth Rate of 20.53 as of Sep. 09, 2026. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for FirstCash Holdings and its competitors. According to the industry distribution chart, FirstCash Holdings ranks #40 out of 115 companies in the Credit Services industry, placing it in the top 34.8%.
Is FirstCash Holdings' Future 3-5Y EPS without NRI Growth Rate too high?
FirstCash Holdings' current Future 3-5Y EPS without NRI Growth Rate is 20.53. The Credit Services industry median Future 3-5Y EPS without NRI Growth Rate is 14.98. FirstCash Holdings' value of 20.53 is 37% above this industry median. Based on the distribution chart, FirstCash Holdings ranks #40 out of 115 companies in the Credit Services industry, which is above the industry midpoint. Overall, FirstCash Holdings has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' Future 3-5Y EPS without NRI Growth Rate compare to OMF and CACC?
According to the Credit Services industry distribution chart, FirstCash Holdings ranks #40 out of 115 companies for Future 3-5Y EPS without NRI Growth Rate. This puts FirstCash Holdings in the upper half of its industry. The industry median Future 3-5Y EPS without NRI Growth Rate is 14.98. FirstCash Holdings' value of 20.53 is 37% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future 3-5Y EPS without NRI Growth Rate for a Credit Services company?
The median Future 3-5Y EPS without NRI Growth Rate among Credit Services companies is 14.98, based on 115 companies in the industry. Companies in the top quartile (top 25%) have a Future 3-5Y EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, Future 3-5Y EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FirstCash Holdings's current Future 3-5Y EPS without NRI Growth Rate of 20.53 is 37% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future 3-5Y EPS without NRI Growth Rate mean?
A high Future 3-5Y EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for FirstCash Holdings and its competitors. For the Credit Services industry, the median Future 3-5Y EPS without NRI Growth Rate is 14.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FirstCash Holdings's current Future 3-5Y EPS without NRI Growth Rate is 20.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
Based on GuruFocus' analysis, FirstCash Holdings (FCFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $162.76, compared to a current price of $225.14 — trading 38.3% above its estimated fair value. The current Future 3-5Y EPS without NRI Growth Rate is 20.53 and 37% above the Credit Services industry median of 14.98. FirstCash Holdings' overall GF Score™ is 85/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future 3-5Y EPS without NRI Growth Rate calculated?
Future 3-5Y EPS without NRI Growth Rate is calculated from a company's financial statements. For FirstCash Holdings (FCFS), the current Future 3-5Y EPS without NRI Growth Rate is 20.53 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FirstCash Holdings (FCFS) Overvalued in 2026?
Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued.
The current stock price of $225.14 is trading 38.3% above its estimated GF Value™ of $162.76.
GuruFocus considers FirstCash Holdings to be Significantly Overvalued.
Key valuation signals for FCFS:
Future 3-5Y EPS without NRI Growth Rate: 20.53
GF Value™: $162.76 vs. price of $225.14 (38.3% above fair value)
Industry Position: 37% above the Credit Services median (#40 of 115)
No single metric tells the full story. See the FCFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
85GF Score
Get the complete analysis for FCFS
Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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