FCFS (FirstCash Holdings) Inventory-to-Revenue: 0.52 (As of Jun. 2026)

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FCFS FirstCash Holdings Inc FCFS
90 GF Score
Price $214.47
GF Value $162.24
Valuation Significantly Overvalued
! 7 Warning Signs
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What is FirstCash Holdings Inventory-to-Revenue?

FirstCash Holdings FCFS -2.09% 90 Inventory-to-Revenue is 0.52 as of Jun. 2026. GuruFocus rates FCFS with a GF Score™ of 90/100 and a GF Value™ of $162.24 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. FirstCash Holdings's Average Total Inventories for the quarter that ended in Jun. 2026 was $555 Mil. FirstCash Holdings's Revenue for the three months ended in Jun. 2026 was $1,075 Mil. FirstCash Holdings's Inventory-to-Revenue for the quarter that ended in Jun. 2026 was 0.52.

FirstCash Holdings's Inventory-to-Revenue for the quarter that ended in Jun. 2026 increased from Mar. 2026 (0.49) to Mar. 2026 (0.52)

An increase in Inventory-to-Revenue from one quarter to the next indicates that one of the following is happening:

1. investment in inventory is growing more rapidly than revenue
2. revenue are dropping
No matter which situation is causing the problem, an increase in the Inventory-to-Revenue may signal an oncoming cash flow problem.

Days Inventory indicates the number of days of goods in sales that a company has in the inventory. FirstCash Holdings's Days Inventory for the three months ended in Jun. 2026 was 93.55.

Inventory Turnover measures how fast the company turns over its inventory within a year. FirstCash Holdings's Inventory Turnover for the quarter that ended in Jun. 2026 was 0.98.


FirstCash Holdings  (NAS:FCFS) Inventory-to-Revenue Explanation

An increase in Inventory-to-Revenue from one quarter to the next indicates that one of the following is happening:

1. investment in inventory is growing more rapidly than revenue
2. revenue are dropping
No matter which situation is causing the problem, an increase in the Inventory-to-Revenue may signal an oncoming cash flow problem.

Likewise, a decrease in the Inventory-to-Revenue from one quarter to next indicates that one of these is occurring:

1. investment in inventory is shrinking in relation to revenue
2. revenue are increasing
No matter which situation is causing the reduction in the Inventory-to-Revenue, either one suggests that business's inventory levels and its cash flow are effectively managed.

More Related Terms:

1. Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

FirstCash Holdings's Days Inventory for the three months ended in Jun. 2026 is calculated as:

Days Inventory=Average Total Inventories (Q: Jun. 2026 )/Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=554.642/541.019*365 / 4
=93.55

2. Inventory Turnover measures how fast the company turns over its inventory within a year.

FirstCash Holdings's Inventory Turnover for the quarter that ended in Jun. 2026 is calculated as

Inventory Turnover=Cost of Goods Sold (Q: Jun. 2026 ) / Average Total Inventories (Q: Jun. 2026 )
=541.019 / 554.642
=0.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


FirstCash Holdings Inventory-to-Revenue Related Terms


FirstCash Holdings Inventory-to-Revenue Historical Data

* Premium members only.

The historical data trend for FirstCash Holdings's Inventory-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FirstCash Holdings Inventory-to-Revenue Chart

FirstCash Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Inventory-to-Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.10 0.10 0.10 0.11

FirstCash Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Inventory-to-Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.43 0.45 0.49 0.52

FCFS vs OMF, CACC, ALLY: Inventory-to-Revenue Comparison

For the Credit Services subindustry, FirstCash Holdings's Inventory-to-Revenue, along with its competitors' market caps and Inventory-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FirstCash Holdings Inventory-to-Revenue vs Credit Services Industry

For the Credit Services industry and Financial Services sector, FirstCash Holdings's Inventory-to-Revenue distribution charts can be found below:

* The bar in red indicates where FirstCash Holdings's Inventory-to-Revenue falls into.


FCFS
90GF Score
FirstCash Holdings Inc FCFS
Inventory-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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FirstCash Holdings Inventory-to-Revenue Calculation

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

FirstCash Holdings's Inventory-to-Revenue for the fiscal year that ended in Dec. 2025 is calculated as

Inventory-to-Revenue (A: Dec. 2025 )
=Average Total Inventories / Revenue
=( (Total Inventories (A: Dec. 2024 ) + Total Inventories (A: Dec. 2025 )) / count ) / Revenue (A: Dec. 2025 )
=( (334.58 + 487.232) / 2 ) / 3661.043
=410.906 / 3661.043
=0.11

FirstCash Holdings's Inventory-to-Revenue for the quarter that ended in Jun. 2026 is calculated as

Inventory-to-Revenue (Q: Jun. 2026 )
=Average Total Inventories / Revenue
=( (Total Inventories (Q: Mar. 2026 ) + Total Inventories (Q: Jun. 2026 )) / count ) / Revenue (Q: Jun. 2026 )
=( (538.791 + 570.493) / 2 ) / 1074.688
=554.642 / 1074.688
=0.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Inventory-to-Revenue →
What does a Inventory-to-Revenue of 0.52 mean?
FirstCash Holdings (FCFS) has a Inventory-to-Revenue of 0.52 as of Jun. 2026. Inventory-to-Sales ratio is the total inventories divided by total sales. View historical data on FirstCash Holdings and its competitors.
Is FirstCash Holdings' Inventory-to-Revenue too high?
FirstCash Holdings' current Inventory-to-Revenue is 0.52. Overall, FirstCash Holdings has a GF Score™ of 90/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FirstCash Holdings' Inventory-to-Revenue compare to OMF and CACC?
FirstCash Holdings' Inventory-to-Revenue of 0.52 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Inventory-to-Revenue for a Credit Services company?
A good Inventory-to-Revenue depends on the Credit Services industry context. However, Inventory-to-Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Inventory-to-Revenue mean?
A high Inventory-to-Revenue can signal that a stock is expensive relative to its fundamentals. Inventory-to-Sales ratio is the total inventories divided by total sales. View historical data on FirstCash Holdings and its competitors. FirstCash Holdings's current Inventory-to-Revenue is 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FirstCash Holdings stock overvalued right now?
Based on GuruFocus' analysis, FirstCash Holdings (FCFS) is currently considered Significantly Overvalued. The stock's GF Value™ is $162.24, compared to a current price of $214.47 — trading 32.2% above its estimated fair value. The current Inventory-to-Revenue is 0.52. FirstCash Holdings' overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Inventory-to-Revenue calculated?
Inventory-to-Revenue is calculated from a company's financial statements. For FirstCash Holdings (FCFS), the current Inventory-to-Revenue is 0.52 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FirstCash Holdings (FCFS) Overvalued in 2026?

Based on GuruFocus' analysis, FirstCash Holdings stock appears to be overvalued. The current stock price of $214.47 is trading 32.2% above its estimated GF Value™ of $162.24. GuruFocus considers FirstCash Holdings to be Significantly Overvalued.

Key valuation signals for FCFS:

  • Inventory-to-Revenue: 0.52
  • GF Value™: $162.24 vs. price of $214.47 (32.2% above fair value)
  • GF Score™: 90/100 with 7 warning signs

No single metric tells the full story. See the FCFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FirstCash Holdings Business Description

Other Exchanges FCFS1:MexicoFF60:Germany
Address 1600 West 7th Street, Fort Worth, TX, USA, 76102
FirstCash Holdings Inc is an operator of pawn stores in the U.S., Latin America and the U.K. The company's primary line of business is the operation of retail pawn stores, also known as pawnshops. It also operates a retail POS payment solutions business. Its two business lines are organized into four reportable segments: The U.S. pawn segment consists of pawn operations in some of U.S. states and the District of Columbia; The Latin America pawn segment consists of pawn operations in Mexico, Guatemala, El Salvador and Colombia; The U.K. pawn segment consists of pawn operations in England, Scotland and Wales; and The retail POS payment solutions segment consists of the operations of American First Finance, LLC, which offers products in the U.S.
90GF Score

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Inventory-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$214.47
Price
$162.24
GF Value